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FIND YOUR BEST LOAN OPTION IN MINUTES   

   Compare 70+ Lenders | Personalised Rate Offers | No Credit Score Hit

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We have used Project 1 Finance a couple of times now and I can honestly say we won’t look at using anyone else. The process has always been easy and stress free.

K
Kylie Cawse Repeat finance client
★ 5.0/5.0
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Absolutely wonderful to deal with. Extremely fast and efficient. Best experience with finance I have ever had. Would leave 10 stars if possible.

D
Dean Vehicle finance client
★ 5.0/5.0
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Professional, quick and reasonable. Will be using for all my financing needs.

M
Mark Amos Finance client
★ 5.0/5.0
“

We have used Project 1 Finance a couple of times now and I can honestly say we won’t look at using anyone else. The process has always been easy and stress free.

K
Kylie Cawse Repeat finance client
★ 5.0/5.0
“

Absolutely wonderful to deal with. Extremely fast and efficient. Best experience with finance I have ever had. Would leave 10 stars if possible.

D
Dean Vehicle finance client
★ 5.0/5.0
“

Professional, quick and reasonable. Will be using for all my financing needs.

M
Mark Amos Finance client
★ 5.0/5.0
Sherreena Rizvi-gay

Meet Sherreena Rizvi-Gay

Your Project 1 Finance Expert

With Sherreena’s help, finding the best loan is simple, fast, and stress-free. Let her guide you to the perfect rate today
 

Compare 70+ Lenders

One App Zero Credit Score Damage

No shopping around. No unnecessary credit hits.

 

EXPERT TIP

Using our loan comparison and approval pre-check won't affect your credit score until you proceed with a lender.. Start by checking your loan and rate options with our no-obligation finance checks.

Start Your Approval Pre-check Now!
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Finance Options Available With Project 1

We help customers across Australia with:

 
new car loans

Personal Car Loans

Earthmoving equipment

Chattel Mortgage

personal loans travel

Personal Loans

Secured Car Loan-1

Business & ABN Car Finance

Camper Trailer Pop Top-1-1

Caravan Loans

Boat Finance

Marine Finance

Equine 1

Finance Heavy Horse

business finance

Business & Cashflow

Check Your Loan Options in 3 Simple Steps

Getting started is quick and straightforward. Here’s how the process works.

1

Enter your details

Tell us a few basics about your situation.

2

Get matched with lenders

See car loan options suited to your profile.

3

Choose and move forward

Select your preferred option and complete your application.

Get Started Now

Hear From Real Customers

Real reviews from customers who used our team for car finance, lender comparison and fast support.

“

We had the most positive experience working with Shermeel while obtaining finance for our new car. We barely had to lift a finger and approval came within 24 hours.

P
Prue Coates Car finance client
★ 5.0/5.0
“

We have used Project 1 Finance a couple of times now and I can honestly say we won’t look at using anyone else. The process has always been easy and stress free.

K
Kylie Cawse Repeat finance client
★ 5.0/5.0
“

Absolutely wonderful to deal with. Extremely fast and efficient. Best experience with finance I have ever had. Would leave 10 stars if possible.

D
Dean Vehicle finance client
★ 5.0/5.0
“

Sherreena was amazing and so responsive. This is the second time we’ve used her and we would highly recommend her help.

T
Tom Brook Returning customer
★ 5.0/5.0
“

Sherreena does wonders. She’s very good at her job. Quick process, very responsive, checks in often and finds the best deals to suit you.

C
Carly Jessup Car finance client
★ 5.0/5.0
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Jo went above and beyond to help us and I can’t recommend her enough. She was professional and very quick at getting the loan approved at a good rate.

J
J S Car purchase finance client
★ 5.0/5.0
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Dana was an absolute gem to work with. She made consolidation so easy, and was professional, supportive, responsive and timely.

H
Hayley Barrow Finance client
★ 5.0/5.0
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Professional, quick and reasonable. Will be using for all my financing needs.

M
Mark Amos Finance client
★ 5.0/5.0
Queanbeyan New South Wales city and surrounding region
Supporting Australians with Finance
BROKERED FINANCE SOLUTIONS

Tailored finance support for Australians

We help customers across Australia with online finance support from application through to settlement.

ACT NSW QLD VIC SA WA TAS NT

All applications can be completed online with support throughout the process.

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Company

269 Mount Fairy Road  
Mount Fairy
NSW 2580

Email

sherreena@p1finance.com.au

Phone

PH: 0478698322

★ ★ ★ ★ ★
2,000+ 5-star Google reviews
READY TO GET STARTED?

Ready to Compare Loan Options in Australia?

Check your eligibility and compare real lender options in minutes.

Check My Options

No obligation. Check your options without impacting your credit score.

Your loan questions answered.

Do I qualify for finance?
Do I qualify for finance?

To qualify for finance you need to:

  • Be over 18 years old.
  • Be an Australian citizen or permanent resident*
  • Be currently employed**
  • Earn at least $400 per week (after tax)
  • Not be in an undischarged bankruptcy or part 9 debt agreement. 

    *We may be able to help if you have a visa with more than 2 years remaining.
    **Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
    *** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.

What documents do I need to apply?
What documents do I need to apply?

Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

  • Drivers license
  • ABN number

Or if you are employed:

  • Two recent payslips

Can I get a loan if I am bankrupt?
Can I get a loan if I am bankrupt?

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged or more than half of your bankruptcy period has passed we can be able to assist you. 

Can I get a car loan if I am self-employed?
Can I still get a car loan if I am self-employed?

Yes, you can. If you are self employed, you can borrow 100% of your car's purchase value and include extras such as insurance and extended warranties. 

Can I finance a used car?
Yes, you can get approved for a used car loan with our team. Used car loans are a type of personal loan that enables you to finance a second-hand car that's typically over a certain age. To learn more about used car finance speak to your Project 1 Finance broker. 
Can I get approved if I have bad credit?
Yes, you can get approved for a bad credit car loan. At Project 1 Finance we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you. 
Can I pay out my loan early?
Yes! Many of our loans give you the option to pay your loan off before the term is up. Speak to one of our financial professionals to tailor a solution for you.
What is a balloon payment?
A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include refinancing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds. 
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