Easy EV loans

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Using Ausloans loan comparison and approval pre-check won't affect your credit score until you proceed with a lender.. Start by checking your loan and rate options with our no-obligation finance checks.

YOUR EV UPGRADE STARTS HERE

Turn your EV dream drive into reality without the stress. We’ll connect you to lenders offering the best rates so you can get behind the wheel faster.

GER PRE-APPROVED IN MINUTES

STEP 1: 2 MINUTE FINANCE APPROVAL PRE-CHECK

Complete our 2 minute online loan comparison and finance approval pre-check and our powerful AI will start unlocking your lender options with no impact on your credit score

STEP 2: UPLOAD YOUR DOCUMENTS

Upload your documents through our safe and secure upload portal to verify your information and our AI will match you with your best personalise rate offers with no impact on your credit score.

STEP 3: CHOOSE YOUR LENDER & GET APPROVED

Review your loan options with our finance expert. They will give you a call to help you choose your best lending option and if you want5 to proceed will submit the application for approval on your behalf.

Do I qualify for finance?

To qualify for finance you need to:

Be over 18 years old.
Be an Australian citizen or permanent resident*
Be currently employed**
Earn at least $400 per week (after tax)
Not be in an undischarged bankruptcy or part 9 debt agreement.

*We may be able to help if you have a visa with more than 2 years remaining.
**Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
*** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.

What documents do I need to apply?

Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

Drivers license
ABN number

Or if you are employed:

Two recent payslips

Can I get a loan if I am bankrupt?

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged or more than half of your bankruptcy period has passed we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 277 689 and talk to one of our experienced brokers to find a solution.

Can I still get a car loan if I am self-employed?

Yes, you can. If you are self employed, you can borrow 100% of your car's purchase value and include extras such as insurance and extended warranties.

Yes, you can get approved for a used car loan with Ausloans. Used car loans are a type of personal loan that enables you to finance a second-hand car that's typically over a certain age. To learn more about used car finance speak to your Ausloans broker.

Yes, you can get approved for a bad credit car loan. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you. To help bad credit car finance applicants or Centrelink car loan applicants, we created 1800Approved; an established car finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants. We do this with the help of our 40+ lender portfolio, so give us a call or click here for an assessment that will not damage your credit score.

Yes! Many of our loans give you the option to pay your loan off before the term is up. Speak to one of our financial professionals to tailor a solution for you.

A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include refinancing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds.

CUT PETROL PAIN WITH A SMARTER EV FINANCE OPTION

Compare 70+ lenders | Personalised Rate Offers | No Credit Score Hit

Switching to an EV could help you cut running costs, reduce petrol pressure, and stay in control as everyday expenses keep rising

SEE HOW THE COSTS COMPARE

COMPARE 70+ LENDERS - ONE APP ZERO CREDIT SCORE DAMAGE

No shopping around. No unnecessary credit hits.

DON'T LET RATE HUNTING KILL YOUR CREDIT SCORE

EXPERT TIP

YOUR EV UPGRADE STARTS HERE

Turn your EV dream drive into reality without the stress. We’ll connect you to lenders offering the best rates so you can get behind the wheel faster.

3 STEP CAR FINANCE

STEP 1: 2 MINUTE FINANCE APPROVAL PRE-CHECK

STEP 2: UPLOAD YOUR DOCUMENTS

STEP 3: CHOOSE YOUR LENDER & GET APPROVED

FAST EASY FINANCE TRUSTED BY 1000'S OF AUSSIES

5 star service and finance success for customers of all credit profiles

We work for you. not the banks!

You car loan questions answered.

Car Finance made simple !