Do I qualify for finance with Ausloans Melbourne Metro?

To qualify for finance you need to be over 18 years old, be an Australian citizen or permanent resident, be currently employed, earn at least $400 per week after tax, and not be in an undischarged bankruptcy or Part 9 debt agreement. Ausloans may be able to help if you have a visa with more than 2 years remaining. Minimum employment is 1 month permanent employment, full or part-time, with continuation in the same industry and probation periods potentially considered, or 6 months casual employment. Ausloans may also be able to help if you are employed full time and more than half of your bankruptcy period has passed.

What documents do I need to apply?

Making an application is quick and easy. You just need to have the following documents ready to give to your broker: driver's licence, ABN number, or if you are employed, two recent payslips.

Can I get a loan with Ausloans Melbourne Metro if I am bankrupt?

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged or more than half of your bankruptcy period has passed, Ausloans may be able to assist you. Click through for an assessment that will not damage your credit score or call 0416 776 426 and talk to one of our experienced brokers to find a solution.

Can I finance a used car at Ausloans Melbourne Metro?

Yes, you can get approved for a used car loan with Ausloans. Used car loans are a type of personal loan that enables you to finance a second-hand car that is typically over a certain age. To learn more about used car finance, speak to your Ausloans Melbourne Metro broker.

Can I get approved if I have bad credit?

Yes, you can get approved for a bad credit car loan. At Ausloans Melbourne Metro we assess your circumstances and work to find a solution that best suits you, so if you have bad credit or are currently on Centrelink we may be able to help. We do this with the help of our 70+ lender portfolio, so you can complete a no-obligation application for an assessment that will not damage your credit score.

Ausloans Finance Melbourne Metro | Fast Finance Approvals

Q: Can I get a car loan through Ausloans Perth if I am self-employed?

Yes, you can. If you are self-employed, you can borrow 100% of your car's purchase value and include extras such as insurance and extended warranties. Low-doc options may also be available for newer businesses, subject to your ABN history, trading activity, and lender criteria. Our team can help find a solution that suits your business structure and income situation.

Welcome to Ausloans Finance Melbourne Metro

Ausloans Melbourne Metro makes it fast and easy for Australians to secure the right finance solution — proudly servicing customers across Melbourne, including the CBD, St Kilda, Richmond, Southbank, Kew, Footscray, Moonee Ponds, and surrounding metropolitan suburbs.

Whether you're upgrading your everyday vehicle, buying a work ute, expanding your fleet, or investing in equipment, Ausloans Finance Melbourne Metro helps you access finance for cars, boats, caravans, motorcycles, equipment, business lending and more. We combine smart technology with expert support to connect you with 70+ trusted lenders, helping you compare loan options and choose a finance solution that suits your needs, budget, and circumstances.

Backed by a national network of experienced asset finance professionals, our Melbourne Metro finance specialists provide friendly advice and tailored support throughout your finance journey. Whether you're based in the inner city, around the port, eastern suburbs, or anywhere across Greater Melbourne, we're here to help make finance simple, fast, and hassle-free.

Compare with Ausloans Melbourne Metro

Compare 70+ lenders instantly with one application.

No credit impact, no obligation.

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Car Loans

New & used cars, private sales, bad credit car loans, ABN car loans and more.

Personal Loans

Finance your next holiday, wedding, solar installation or debt consolidation in one place.

Marine Loans

Boat loans, jetski loans, PWC loans and more. Personal and business use.

Business & Equipment Loans

Loans for ABN holders and company to purchase equipment or manage cashflow.

Motorcycle Loans

Finance your next motorbike with specialised solutions for all types of road and dirtbikes.

Caravan & Camper Loans

Get a loan for a motorhome, caravan, camper trailer and accessories.

Insurance

Protect yourself with insurances bundled with your loan.

Warranty

Peace of mind with new and near-new asset warranty.

Car Sourcing

Our partners can help source your dream car across Australia.

Credit Repair

Don't let a decline stop you. Improve your chances with our credit repair partner.

Partnerships

Partner with us to offer your clients finance. Suitable for dealerships, retail & trades.

Step 1:
Apply Online in Minutes

Tell us what you need and upload your documents. No long forms.

Step 2:
We Compare 70+ Lenders

Our smart tech – Zink – finds your best match using AI and real-time lending data.

Step 3:
Get Approved and Funded Fast

We’ll guide you through approval, right through to settlement.

Compare 70+ lenders instantly with one application.

No credit impact, no obligation.

Apply Now

To qualify for finance you need to:

Be over 18 years old.
Be an Australian citizen or permanent resident*
Be currently employed**
Earn at least $400 per week (after tax)
Not be in an undischarged bankruptcy or part 9 debt agreement.

*We may be able to help if you have a visa with more than 2 years remaining.
**Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
*** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.

Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

Driver's licence
ABN number

Or if you are employed:

Two recent payslips

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged or more than half of your bankruptcy period has passed we can be able to assist you.

Yes, you can. If you are self employed, you can borrow 100% of your car's purchase value and include extras such as insurance and extended warranties.
Low-doc options may also be available for newer businesses, subject to your ABN history, trading activity, and lender criteria. Our team can help find a solution that suits your business structure and income situation.

Yes, you can get approved for a used car loan with Ausloans. Used car loans are a type of personal loan that enables you to finance a second-hand car that's typically over a certain age. To learn more about used car finance speak to your Ausloans Melbourne Metro broker.

Yes, you can get approved for a bad credit car loan. At Ausloans Melbourne Metro we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you. We do this with the help of our 70+ lender portfolio, so complete a no-obligation application for an assessment that will not damage your credit score.

Partner With Us

Unlock more leads and sales with a finance partnership with Ausloans Melbourne Metro.

As experts in secured, unsecured, and business finance, we help hundreds of local businesses generate more sales with a finance partnership.

New/Used Dealerships

Trades & Services

Retail

Finance & Accounts

Partner with Ausloans Melbourne Metro

Move More Metal

Our partner solution was originally engineered to combat floorplan finance challenges auto dealers experience. Dealership partners access 70+ lenders without compromising your floorplan finance commitment.

We've now expanded the solution to suit used cars, motorcycle, marine, and caravan dealers.

Referrer

Agent

Partner with Ausloans Melbourne Metro

Finance Big Ticket Products

Allow your clients to finance their big ticket purchases in house with an Ausloans Referral Partnership.

Increase your sales volume with access to 70+ lenders, available for purchases over $7,500.

Pre-qualify your clients and secure the sale as an Ausloans Agent.

Referrer

Agent

Enquire about a Partnership

Finance While You Quote

Turn costly renovations and services into manageable client repayments with an Ausloans Partnership.

Go the extra mile and offer finance for home renovations, services, solar installations and more.

Find out if your clients qualify for finance on the spot with Ausloans Agent solution, and secure your next job!

Referrer

Agent

Enquire about a Partnership

Finance Pathways for Business Clients

Go beyond financial recommendations for your business clients. By becoming a partner, you can offer clients business cashflow, equipment, or business vehicle finance with confidence.

Take advantage of our 70+ lender panel to find the right solution for your client.

Referrer

Agent

Enquire about a Partnership

Ausloans Melbourne Metro

Rockbank, VIC 3335

Email

Brandon Cutajar
Managing Director
brandon.cutajar@ausloans.com.au

Phone

0416 776 426

Brokered Finance Solutions in Melbourne Metro and Surrounds

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Your Finance Experts in Melbourne CBD and Surrounds

Welcome to Ausloans Finance Melbourne Metro