Numerous jet ski enthusiasts have had success in dealing with us and we are proud to have delivered them with the lowest interest rates in the market. Whether you are a beginner or an experienced rider, we have the best finance solution that will suit your needs.
Jet skis may all look the same if you’re not familiar with the different models to choose from. There’s a solo jet ski, 2-seater, and a 3 to 4-seater Jet Ski. Apart from those, you can further classify them as recreational, performance, sport, or luxury.
Depending on your skill level, you may also choose a larger engine for more speed and power.
As you can see, there are decisions to be made and choosing the right Jet Ski that suits your skill level will determine how you will enjoy your new toy. If a jet ski is too powerful for you, you may not be able to handle it. If it’s under powered, you may feel that it is lacking.
Finding the right balance is key to enjoying your Jet Ski loan.
Jet skis don’t come cheap. The most expensive one, the Kawasaki Ultra 310LX, costs $17,999. You can buy a car with that money. On the other hand, the most affordable one is the Sea Doo Spark which costs $5,299.
If you are new to riding jet skis you may want to buy a cheaper model first and then decide whether the hobby really is for you. You can upgrade to a more capable model later on as your skills progress.
Cost to consider when owning a jet ski
Insurance – We’ve seen it so many times. Jet skis crashing onto each other or falling off the trailer. Just like a car, you need to protect your investment from those unfortunate events. Especially if you are financing one of those luxury jet skis.
Maintenance Costs – Just like your car, you need to regularly maintain your jet ski especially if you use it often. Regular oil change, spark plug replacement, battery replacement, and other things that need to be checked regularly.
If you are new to jet skis, I suggest having it serviced by experts until the time that you’re knowledgeable enough to DIY.
Repairs – Your jet ski will break down whether you like it or not. The older your jet ski gets, the more likely it is to need repairs even if you maintain it regularly.
Repair costs will depend on the component that needs repairing and the service fee at your local repair shop.
Jet ski loans are not created equal. Many of them would cost you more in interest payment and fees if you do not do enough comparison and if you do not negotiate with your dealer.
When buying an asset like a jet ski, your excitement could do you harm than good. Sales agents are really good in detecting excitement and they will take advantage of that. I’ve seen too many buyers sign a contract not knowing that a better deal is out there waiting for them.
The key to getting the best deal and paying the least amount of interest is to take your time and go over each and every quote with a finance broker. That way he can help you break down the quote and determine all the other charges and fees that you need to pay aside from the interest.
Secured – With a secured loan, the jet ski, whether it is used or new, is used as collateral for the loan. The lender can repossess the jet ski if you fail to make repayments.
Unsecured – This type of loan is based solely on your credit history. No security is tied to the loan and the lender cannot repossess the jet ski if you default on the loan. The lender will try to recover their losses using other legal means
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