Get real personalised rate offers from multiple lenders in minutes with no impact on your credit score.
*T&C apply. Student and visitor visas not eligible
With one of the largest lending panels in Australia, it is easy to offer you the best jet ski loans.
Online leisure loan application; easily upload and sign documents directly from your phone or computer.
Our massive lending panel allows us to find you the best jet ski financing rates.
We care about you, so we make sure we don't impact your credit score.
With our fintech platform, we match you with a lender and pre-approve your jet ski loan in minutes.
Our team of more than 150 boat finance brokers work with you until your jet ski loan is settled.
Our automated finance software ZINK matches you with a lender and get you the best jet ski loan interest rate for your circumstances.
Get approved and power away!
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We are the largest privately-owned finance brokerage and aggregation business in Australia. Through our multi-award-winning fintech software ZINK, we qualify online jet ski finance applicants and search for loans from a panel of 40+ lenders to find the right product. Our team of more than 150 asset finance brokers around Australia work on the applications until settlement, guiding our customers and answering their questions through the whole process.
We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic finance solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 40+ lenders to find the best car finance rates for your specific circumstances. Once you're matched with a lender, you're assigned to a professional car finance broker from a team of more than 150 asset finance brokers around the country.
Our jet ski finance interest rates can vary depending on the age of the asset you are buying, your credit file, credit score, assets and liabilities. Our low-interest-rate jet ski financing starts at 4.99%* for businesses and consumers.
* based on a commercial contract for a new boat with specific criteria.
To qualify for finance you need to:
*We may be able to help if you have a visa with more than 2 years remaining.
**Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
*** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.
Making an application is quick and easy. You just need to have the following documents ready to give to your broker:
Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged or more than half of your bankruptcy period has passed we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution.
Yes, you can. If you are self-employed you can borrow 100% of your boat's purchase value and include extras such as insurance and extended warranties.
The entire process, from completing our application form to approval, and your chosen seller receiving funds in their bank account, can be done as quickly as only a few hours. However, consider actual turnaround times will vary significantly depending on many factors; lender turnaround times, contactability of the applicant, strength of the applicant's profile, gathering the required documents, additional information required by the lender, etc.
Our online application takes 2 minutes to fill out, once completed our call centre calls you within the next 24 hours to pre-approve you and transfer you to an assigned broker. Once the documents are gathered and the broker submits the application to the lender, approval can take from 2 hours.
Yes, you can get approved for bad credit jet ski finance. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you. To help bad credit boat finance applicants or Centrelink boat loan applicants, we created 1800Approved; an established asset finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants, specialised in second chance jet ski financing. We do this with the help of our 40+ lender portfolio, so give us a call or click here for an assessment that will not damage your credit score.
At Ausloans, unlike a bank, we do not leave an impression on your file as part of our assessment, so it will not show on your credit file as a “declined” if your application is unsuccessful. But be aware that more than 6 enquiries in a 12-month period may affect your application for finance.
The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score.
Yes! Many of our loans give you the option to pay your loan off before the term is up. Speak to one of our financial professionals to tailor a solution for you.
A balloon payment allows you to reduce your repayments during the boat loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. We will contact you within the last six months of your loan term to discuss your payment options.
Your jet ski loans questions answered
Yes, with Ausloans, you can easily get approved for a second-hand jet ski. Used jet ski financing can be an excellent option if you are looking to drive away into the ocean without having to pay a premium price. Our 40+ lender panel allow us to have plenty of options to finance used jet skis.
Can I get approved for a boat loan if I have poor credit?
Yes, you can get approved for a poor credit jet ski loan. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit we might be able to help you. To assist bad credit jet ski finance applicants we created 1800Approved, an established finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants that specialised in second chance financing.
If your loan is a secured jet ski loan the answer is yes, comprehensive insurance is mandatory. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.
Don't worry, at Ausloans we offer no deposit jet ski finance, which means 100% of the purchase price is included in the jet ski loan package. So, if you don't have the funds upfront to buy the jet ski of your dreams, you still have the chance of getting your jet ski finance approved depending on your specific circumstances.
Knowing your jet ski financing payment options can help you manage your finances better
Fixed Interest Rate – With this type of loan, your monthly payment is fixed for the entire term of the loan. This is perfect for those who are budget conscious and wants to know exactly what they need to pay month after month.
Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.
Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.
Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the leisure loan early.
Buying new or used jet ski have their own advantages and disadvantages
Money is not the only factor when deciding whether to buy a new or used boat. First-time buyers may find it better to buy a used boat in order to decide whether a boat is really fit for their lifestyle.
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Secured Jet Ski Loan – In a secured jet ski loan, the jet ski serves as a security for the loan and the lender can repossess and sell it in case you default on the loan. Interest rates are usually lower if the jet ski loan is secured.
Unsecured Jet Ski Loan – This is the opposite of a secured loan. The jet ski is not tied to the loan and therefore cannot be taken if you fail to make repayments. If the jet ski loan is unsecured, interest rates are higher and you must have comprehensive insurance.
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Representative example: Based on a $30,000 loan with an 84-month term for a borrower with excellent credit history at a comparison rate of 4.99% p.a. the estimated total amount payable per month is $444. Interest rates range from 4.99% p.a. (comparison rate 6.97% p.a.) to 12.37% p.a. (comparison rate 20.30% p.a.). Rates are subject to change depending on the rates offered by lenders in our Lending Markets. Ausloans Finance Group credit criteria and terms and conditions apply.
Ausloans Finance Head Office: 1/33 Ereton Drive Arundel QLD
Ausloans Finance Group is a member of the Finance Brokers Association of Australia (FBAA), Australian Financial Complaints Authority (AFCA) and the Franchise Council of Australia (FCA). Ausloans Finance Group entered the market in 2009 and has grown to 3 brands within the group to offer consumers, brokers, dealerships and other businesses a holistic approach to financing.
