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Ausloans Melbourne West

Let us find you the Perfect Financial Solution

We Work For You, Not The Banks

And this is what makes our asset finance brokerage different

Personal one on one consultancy

We listen to you and find you the perfect finance solution for your specific circumstances.
Contact us here →

+40 Lenders

With one of the largest lending panel in Australia, it is easy to find you a loan that suits your financial needs. 
Check our Lenders → 

Fast Approvals 

With our Automated Finance Software Zink, we match you with a lender and pre-qualify you in only minutes. 

Great Low Rates 

Our massive lending panel allows us to find you a loan at the most competitive rates in the market.  

Melbourne West Asset Finance Services

Let us find you the perfect finance solution

CAR LOANS

 Apply for a new or used car loan and get fast loan approval for that car, Ute or 4WD of your dreams.

LEISURE LOANS

Treat yourself with our fast online approval leisure loans. Marine finance, jet ski, boat, trailer, caravan, RV, motorbike, you choose..

BUSINESS & COMMERCIAL LOANS

Looking for finance to grow your business or start a new business venture? Fast approval business loans.

 

PERSONAL LOANS

Secured and unsecured low rates personal loans for; holidays, furniture, surgery, weddings, and more. You choose

Car Loans 

We make car finance fast and easy for full-time, part-time, casual, Centrelink & even bad credit applicants!

personal car loan is when you borrow an amount of money from a financial institution with the purpose of buying a motor vehicle such as a car, ute, 4WD, motorbike or other.

Usually, you can repay the debt over an agreed timeframe with equal installments. In general, a personal car loan is the cheaper option when it comes to interest payments.  

Types of car loans:

  • New car loan vs Used car loan:
    - New car loans are used for buying new or used cars (between 1 and 3 years old). New car loans are usually secured by the car, with interest rates decreasing as the car's value increases.
    - Used car loan: for buying cars up to 6 years old. Used car loans are usually secured by the value of the car acquired. 

  • Secured car loan VS Unsecured car loan:
    - Unsecured car loans: The lender requires no security for the debt. The loan is still subject to your ability to repay it. The interest rates on unsecured loans are higher on average than secured loans, which offsets the increased risk of losing money for the lender. 

    - Secured car loans: Use an asset to secure the loan, such as a car. This asset is then used as a kind of security against the loan.  If you are unable to repay the secure loan at any time, the lender may be able to use your security asset to recuperate the difference.  

  • Leasing a car: Under this agreement, you use the car while the lender retains ownership. At the end of the term, you have the option to buy the car or trade it in for a newer model. Please talk with us for more information about leasing a car in Australia.

  • Novated Leasing: This is perfect for businesses who want to provide a car for their employees. A novated lease is an agreement with you and your employer. The lease is paid by your employer and deducted from your pre-tax salary as part of a salary package. 

  • Chattel Mortgage: A Chattel mortgage is like a secured car loan for assets purchased for business use. The lender takes a ‘mortgage’ over the car as security for the loan. Once the repayments are completed at the end of the repayment term, you’ll own the vehicle outright. 

  • Hire Purchase: A hire purchase car loan is a way to finance buying a new or used car. You are normally required to pay a deposit and pay off the car's value in monthly instalments, with the loan secured against the car. At the end of the agreed term, and all payments are made, the car becomes yours—a good option for business. 

  • Bad Credit Loans: Bad credit loans are for applicants with poor or bad credit due to defaults or not paid loans on time. As bad credit applicants' file also shows previous loan applications that other lenders have rejected, bad credit applicants are seen by lenders as high-risk, facing more obstacles when applying for a loan. However, you may be approved for a bad credit loan if your current circumstances are good. 

  • Low Doc Loans: If you are a business owner or self-employed, the loan requirements needed may be difficult to obtain or, at times, you may not feel comfortable sharing your financial documents with the bank. Generally, requirements for a car loan in Australia include a Driver's License (if you have one), income, expenses, liabilities, etc. With a low doc car loan, you may not need to provide all of these since some specialised lenders will use other methods to determine your income or financial capability.

Leisure Loans

Thinking to buy a large ticket leisure item? Dreaming with that motorbike, caravan, trailer or RV to take your family or friends on a relaxing getaway? Can't wait to get a boat, yacht or a jet ski to enjoy the Australian beach lifestyle?

Whether you are looking to buy a new or used item, we offer the most comprehensive range of best marine finance and leisure loans, so you not only get approved in minutes, but you also get the best rates. 

Low Rates Business & Commercial Loans

Looking for finance to grow your business or start a new business venture?

Apply now for a business commercial loan and manage your cashflow, purchase stock or inventory or borrow for any purpose including property and asset purchase, business growth, refinance or debt consolidation

Fast & Easy Personal Loans

A personal loan is a loan taken for personal reasons such as; holidays, furniture or other household items, elective surgery, weddings, vehicles, etc. Personal loans can be also taken for debt consolidation.

Types of personal loans: 

  • Secured: The personal loan is secured against an asset you own.
  • Unsecured: The lender relies solely on your income flow to repay it.
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Ausloans Finance Melbourne West
How it works

Need finance? Follow our 4 steps process to apply online and get an answer in minutes.

1

Apply
online

25%
It takes only a few minutes to make an online application. No lengthy questions
2

Upload documents

50%
Easily upload documents directly from your phone
3

Get
pre-qualified

75%
Receive finance pre-qualification in minutes.
4

Get matched with a lender

90%
Zink matches you with the best lender based on your specific circumstances

Customer Success Stories

We are proud of helping Australians to make their dreams come true

Exceptional assistance from Hanan getting a car loan and consolidating credit cards. Hanan has gone above and beyound for me.

Martin was pleasure to deal with, absolute legend highly recommend him

I am so grateful for Anui help, the prosses was very quick and full info was given, any questions I had were answered and explained
Thank you for all your help and patience 🙏

Simple and quick application process. The team are super friendly and get back to you in no time at all. I had Hanan helping me throughout my application and she was very kind, super professional and helpful. All questions were answered and I am super happy with the outcome! Thank you to Hanan and Ausloans Melbourne West for your help!

Hanan Said was amazingly helpful and supported from start to finish, even helped me negotiate a better price for the vehicle. Would 100% recommend working with her again. Thank you so much for your help Hanan and Ausloans Melbourne west

Hi, Martin looked after me and was just great, he explained everything step by step and made the process so easy.
Thanks Martin,
Regards Raymond

Really a good broker for a start up .Martin is doing an amazing job.
Martin was extremely helpful in a complex lending situation to help me get the finance for my new car. He was in contact with me through each step of the process and simplified everything which made it all much less stressful.

Exceptional customer service from Martin! Easy to talk to and great communication. He arranged finance and insurance making everything so easy for me. Very grateful, thank you Martin!!

A great finance broker. Martin, my broker, worked hard to have my application understood and approved. This company knows how to present your unique circumstances to lenders so you can get approval, especially when you know you can meet requirements.

Meet The Team

We are an experienced finance broker team whose number one goal is to provide you with the highest level of service & knowledge.

qrcode_Martin_Guirguis
Martin Gurguis
Managing Director

Let Martin help you
get the best financial solution 


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Chris Armota
Senior Broker

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the best financial solution 


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Kelly Van Blommestein
Director

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get the best financial solution 


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Conrad Taylor
Director

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find the best financial solution 


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Hanan Said
Finance Specialist

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the best financial solution 


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Anuj Seth
Finance Specialist

Let Anuj find you
the best financial solution 


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Looking for fast & easy finance? 
We are ready to help 

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Consumer Financing Solutions for
Melbourne West Dealerships & Businesses

Are you a Melbourne West business looking to increase sales with fast & easy customer financing solutions? Our Melbourne West asset finance broker team can help you grow your business today. 

Attract Customers

Financed offers are a customer magnet! With Zink it is easy to create financed offers your customers will love.

Increase Sales

Offering your customers an easy way to pay for large purchases in small instalments at the point of sale is proven to increase sales by an average of 32%.

Improve Cashflow

Never chase another invoice again. When your customers loan settles you get paid upfront, pay no fees and earn commissions.

Delight Customers

Zink's lightning fast paperless application and advanced lender matching, delivers an amazing customer experience that drives business referrals. 

Explore Our Financing Solution

And learn how we make finance fast & easy

Frequently Asked Questions

Ausloans Melbourne West

About Ausloans Melbourne West

About applying for a loan with Ausloans

Application and Approval

About my credit 

Meet Our Panel Of +40 Lenders

With one of the largest lending panel in Australia, it is easy to find you the perfect loan for your circumstances

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asset finance broker mildura lenders
asset finance broker mildura lenders 1
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Blog

Ausloans Melbourne West news and events

Looking for fast & easy finance? 

Our Melbourne West asset finance brokers are ready to help!

Ausloans Melbourne West

8 Eucumbene Drive Ravenhall VIC 3029

Call us: 03 9121 0188
martin.guirguis@ausloans.com.au