in partnership with Ausloans

Australia’s Leading Finance Provider.

We work for YOU not the banks to find you the ultimate solution using our panel of over 40+ lenders and financial institutions In true spirit of customer service.












Our Lenders



Making an application is quick and easy – you just need to have the following documents ready to give your broker:

  • Current Australian Residency Identification 
  • 2 recent payslips
  • Or one current bank statement 

We are a multi award winning independent finance group who believe in helping people to achieve their dreams or goals. We compare 40+ Lenders to find you the best possible rate. Our lender panel includes banks and mainstream lenders, and also boutique financiers who specialise in specific assets or circumstances. This means we can provide tailored finance solutions which many others can't - such as for exotic assets (boats & pwc, supercars, bikes etc.), business cashflow, bad credit & much more!

Interest rates can vary depending on the age of the vehicle you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* for new vehicles for business use customers. 
* based on a commercial contract for a new vehicle with specific criteria.

A balloon payment allows you to reduce your repayments during the term of the car loan by making a once-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. 
Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include re-financing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds. 


Once we receive your online application, you will be contacted by one of our experienced brokers, within 2 business hours. The timeframe from our high approval rate to completion can be anything from 1 hour under ideal circumstances. Give us a call on an obligation free discussion with one of our experienced brokers. to walk you through our fast and easy approval process

If you apply for finance with Ausloans as an ABN customer you can:

  • Apply with less documentation,  
  • Receive discounted interest rates between 0.4 - 3% less than a consumer loan.
  • Benefit from a tax write off with your finance– we recommend speaking to your financial advisor before you apply. 

Not generally if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are more than half way through and have been working full time for min 12 months reach out to our team directly and they can discuss whether there are any opportunities to help you.


The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score. At Ausloans we believe that everyone deserves an opportunity, so complete our free online credit assessment & one of our experienced brokers will be in touch to discuss your options. Alternatively, To learn more download our free E-book

At Ausloans we specialise in tailoring finance solutions for unique circumstances. We have access to lenders who can provide loans for customers with bad credit.

Bad credit comes in many forms & the impact to your eligibility for finance can vary on a number of factors, including:

  • The circumstances that led to your bad credit
  • Your recent credit conduct
  • Whether you have rectified the bad credit

Complete our online credit assessment above to receive professional advice from one of our bad credit finance experts!

At Ausloans, unlike a bank, we will not show on your credit file as a “declined” if your application is unsuccessful. We do not leave an impression on your file as part of our assessment. More than 6 enquiries in a 12-month period may affect your application for finance.

What our customers are saying

Rated 4.9 in overall satisfaction by Google Google


worth of lodgements

240,000 CALLS

per year


all over the nation


in the finance industry

Disclaimer: Representative example: Based on $30,000 loan with an 84-month term for a borrower with an excellent credit history at a comparison rate of 4.99% p.a. the estimated total amount payable per month is $444. Interest rates range from 4.99% p.a. (comparison rate 6.97% p.a.) to 12.37% p.a. (comparison rate 20.30% p.a.). Rates are subject to change depending on the rates offered by lenders in our Lending Markets. Ausloans credit criteria and terms and conditions apply.