With our Automated Finance Software – Zink– we match you with a lender and pre-qualify you in only minutes.
Our massive lending panel allows us to find you a loan at the most competitive rates in the market.
Apply for a new or used car loan and get fast loan approval for that car, Ute or 4WD of your dreams.
Treat yourself with our fast online approval leisure loans. Marine finance, jet ski, boat, trailer, caravan, RV, motorbike, you choose.
We make car finance fast and easy for full-time, part-time, casual, Centrelink & even bad credit applicants!
A personal car loan is when you borrow an amount of money from a financial institution with the purpose of buying a motor vehicle such as a car, Ute, 4WD, or other. A personal car loan is the cheaper option when it comes to interest payments.
Types of car loans:
A personal loan is a loan taken for personal reasons such as; holidays, furniture or other household items, elective surgery, weddings, vehicles, etc. Personal loans can be also taken to be paid off money.
Types of personal loans:
Looking for finance to grow your business or start a new business venture?
Apply now for a business commercial loan and manage your cash flow, purchase stock or inventory or borrow for any purpose including property and asset purchase, business growth, refinance or debt consolidation.
Thinking of buying a large ticket leisure item? Dreaming of that motorbike, caravan, trailer or RV to take your family or friends on a relaxing getaway? Can't wait to get a boat, yacht or jet ski to enjoy the Australian beach lifestyle?
Whether you are looking to buy a new or used item, we offer the most comprehensive range of the best marine finance and leisure loans, so you not only get approved in minutes, but you also get the best rates.
“This lady Jenaya went above and beyond for me ...She needs some appreciation. I will definitely refer her to any of my friends and relos in need. Thank you Jenaya and everyone involved in making this happen”
“You guys are amazing, Thank you so much!🤣 Where do I send the wine and flowers?.”
Skye & Ethan
Discover how our finance solutions help grow our partner's businesses
Simon's World Cars
Xtreme Car Sales
VIP Auto Brokers
Car Sales Australia
Tm Alliance Minchinbury
As South Australia’s first Ausloans location we service customers far and wide, located just outside the Adelaide Hills at the start for the Fleurieu Region, we are located around 45 mins from Adelaide CBD & have ties to clients & dealerships all over Adelaide and our extended regions North, South, East & West.
Ausloans Strathalbyn is a progressive business that will supply all your financial needs. We are able to assist in business finance & equipment for commercial customers! We also offer loans to the self-employed. Additionally, for B2B clients, Ausloans Strathalbyn offers customer financing solutions that help dealerships, big-ticket retailers and farm equipment supplies maximise sales by offering consumer financing.
Specialising in Consumer Car Finance & Personal loans - Full time, part-time, casual, Centrelink & even bad credit!
Ausloans Strathalbyn operates a fast-paced professional team that holds your best interests at the forefront of what we do. We go above and beyond every step of the way to ensure we are listening to your specific needs and requirements and aligning you with the best possible Car & Finance options available to you.
We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 40+ lenders to find the best rate for your specific circumstances. Additionally, we can find Australiawide the right vehicle for you through our vehicle solutions partner Drive Wholesale.
Not necessarily. If you wish, you can source your own car. But we offer a holistic solution to our customers, from sourcing a vehicle to financing at the most competitive rates and specs, through our vehicle solutions partner Drive Wholesale.
Interest rates can vary depending on the age of the asset you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* for new vehicles for business and customers.
* based on a commercial contract for a new vehicle with specific criteria.
A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include refinancing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds.
Making an application is quick and easy. You just need to have the following documents ready to give to your broker:
If you apply for finance with Ausloans as an ABN customer you can:
Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution.
At Ausloans we believe in assessing your circumstances and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call or click here for an assessment that will not damage your credit score.
The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score.
At Ausloans, unlike a bank, we do not leave an impression on your file as part of our assessment so it will not show on your credit file as a “declined” if your application is unsuccessful. But be aware that more than 6 enquiries in a 12-month period may affect your application for finance.
Call us: (04) 0364 5582 / 0885491414