Yamba Caravan Centre in partnership with Ausloans

Australia’s Leading Finance Provider.

We work for YOU not the banks to find you the ultimate solution using our panel of over 40+ lenders and financial institutions In true spirit of customer service.

OWN YOUR DREAM IN 3 EASY STEPS!

 

Apply

 

Choose

 

Settle

 

Enjoy

 

Our Lenders

FREQUENTLY ASKED QUESTIONS

ABOUT MY LOAN

Making an application is quick and easy – you just need to have the following documents ready to give your broker:

  • Current Australian Residency Identification 
  • 2 recent payslips
  • Or one current bank statement 

We are a multi award winning independent finance group who believe in helping people to achieve their dreams or goals. We compare 40+ Lenders to find you the best possible rate. Our lender panel includes banks and mainstream lenders, and also boutique financiers who specialise in specific assets or circumstances. This means we can provide tailored finance solutions which many others can't - such as for exotic assets (boats & pwc, supercars, bikes etc.), business cashflow, bad credit & much more!

Interest rates can vary depending on the age of the vehicle you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* for new vehicles for business use customers. 
* based on a commercial contract for a new vehicle with specific criteria.

A balloon payment allows you to reduce your repayments during the term of the car loan by making a once-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. 
Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include re-financing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds. 

APPLICATION AND APPROVAL

Once we receive your online application, you will be contacted by one of our experienced brokers, within 2 business hours. The timeframe from our high approval rate to completion can be anything from 1 hour under ideal circumstances. Give us a call on an obligation free discussion with one of our experienced brokers. to walk you through our fast and easy approval process

If you apply for finance with Ausloans as an ABN customer you can:

  • Apply with less documentation,  
  • Receive discounted interest rates between 0.4 - 3% less than a consumer loan.
  • Benefit from a tax write off with your finance– we recommend speaking to your financial advisor before you apply. 

Not generally if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are more than half way through and have been working full time for min 12 months reach out to our team directly and they can discuss whether there are any opportunities to help you.

QUESTIONS ABOUT MY CREDIT

The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score. At Ausloans we believe that everyone deserves an opportunity, so complete our free online credit assessment & one of our experienced brokers will be in touch to discuss your options. Alternatively, To learn more download our free E-book

At Ausloans we specialise in tailoring finance solutions for unique circumstances. We have access to lenders who can provide loans for customers with bad credit.

Bad credit comes in many forms & the impact to your eligibility for finance can vary on a number of factors, including:

  • The circumstances that led to your bad credit
  • Your recent credit conduct
  • Whether you have rectified the bad credit

Complete our online credit assessment above to receive professional advice from one of our bad credit finance experts!

At Ausloans, unlike a bank, we will not show on your credit file as a “declined” if your application is unsuccessful. We do not leave an impression on your file as part of our assessment. More than 6 enquiries in a 12-month period may affect your application for finance.

What our customers are saying

Excellent Jed Sloane 100 percent focused a credit to your company
— Darren Wells
Thank you for all your hard work.
— Kelly Caskie
Great service and down to earth staff.
— Jamie
Shamiez was bloody fantastic. There was no bullshit... whatever I wanted she did for me. Very happy!
— Aaron
The service I received was very prompt. I would recommend 1800Approved to anyone wanting to use a positive lender. Thank you for making this a positive experience for me.
— David Dring
Really stressful time for me and Adam Robertson took all the stress away by giving the best service ever.
— Andrew Findlay
Thanks for great service! You guys were really helpful! I will definitely use you for any financial solutions.
— Dillie, Townsville
I was very happy with the service. Mathew Muir was very easy and understanding with all my questions and had everything set out really well he saved me time and was very proffesional in the way he conducted the business side of things. I would have no hesitation in recommending your company and Mathew to friends and associates I deal with in the future. A job well done.
— Ashley Austic
If I was ever needing finance again I would be calling 1800approved and only asking for Lisa Smyth. I would recommend her to anybody and everybody. We were extremely lucky to have had her as our broker.She pushed through our finance incredibly fast. She even chased up the bank when they were holding things up. She was extremely efficient very knowledgeable in her job and nothing was too much trouble.
— Lori
Great service, went the extra mile to get a deal done.
— Heinz Schwarzer
Thank you so much for your help. I'm so happy I decided to go with you guys. Fantastic service from Cathy.
— Tami
Thank you so much you changed my life.
— Aneta Dadok
Well done Cathy done a great job and I look forward to working with her again.
— Jason Sullivan
I would like to thank for your continued support since using you & your company as a second string financier. I commend you on your professionalism not only with the customers but also with myself & my staff. You are always happy to assist & look at each customer on their merits & come up with a win win solution when our main stream financiers cannot assist. Even though we are in different states this has not once hindered the finance or sale, you make things as smooth & seamless as possible for the customer. Thank you for your assistance & support & look forward to our continued relationship.
— David di Losa
Switching to Morgan at 1800approved was extremely easy. We have been getting great customer feedback and keeping more deals. There is great communication and transparency and I would have no hesitation in recommending Morgan to friends, family and other businesses.
— Tom Bennington
Morgan from 1800approved has been a pleasure to work with on guests that Toyota Finance don’t accept. Morgan is easy to talk to and very efficient, but most of all our guest our comfortable speaking to Morgan. I really appreciate her promptness.
— Phillip Farrugia

Rated 4.9 in overall satisfaction by Google Google

$2 BILLION

worth of lodgements

240,000 CALLS

per year

YOU CAN FIND US

all over the nation

HIGHEST NPS

in the finance industry