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Fast Easy Jet Ski Finance

Get real personalised rate offers from multiple lenders in minutes with no impact on your credit score. 

*T&C apply. Student and visitor visas not eligible 

What our customers say 

About their jet ski finance experience 

How we make jet ski finance work for you

We are experts at making jet ski loans fast and easy

40+
Lenders

With one of the largest lending panels in Australia, it is easy to offer you the best jet ski loans.

Paperless
Application

Online leisure loan application; easily upload and sign documents directly from your phone or computer. 

Low Jet Ski
Loan Rates 

Our massive lending panel allows us to find you the best jet ski financing rates.

Soft Credit
Touch

We care about you, so we make sure we don't impact your credit score.

Fast
Approval

With our fintech platform, we match you with a lender and pre-approve your jet ski loan in minutes.
 

One on one consultancy

Our team of more than 150 boat finance brokers work with you until your jet ski loan is settled. 

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How it works

Need jet ski finance? Follow our 4 steps process to apply online and get an answer in minutes. 

1

Apply
online

Application progress
25%
It takes only two minutes to make an online jet ski loan application. No lengthy questions. Apply now.
2

Upload
documents 

Application progress
50%
With our online jet ski loan application, easily upload documents directly from your phone or computer.
3

Get your
personalised rate

Application progress
75%

Our automated finance software ZINK matches you with a lender and get you the best jet ski loan interest rate for your circumstances.

4

Get 
approved

Application progress
100%

Get approved and power away!

40+ LENDERS

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APF
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metro
u
carstart
morris
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Frequently Asked Questions

About Ausloans jet ski finance 

Applying for a jet ski loan

Getting my loan approved

Paying my loan

More about Ausloans Jet Ski Finance

Your jet ski loans questions answered

Can I finance a used jet ski? 

Yes, with Ausloans, you can easily get approved for a second-hand jet ski. Used jet ski financing can be an excellent option if you are looking to drive away into the ocean without having to pay a premium price. Our 40+ lender panel allow us to have plenty of options to finance used jet skis. 

Can I get approved for a boat loan if I have poor credit?

Yes, you can get approved for a poor credit jet ski loan. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit we might be able to help you. To assist bad credit jet ski finance applicants we created 1800Approved, an established finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants that specialised in second chance financing.

Do I need comprehensive insurance on my jet ski?

If your loan is a secured jet ski loan the answer is yes, comprehensive insurance is mandatory. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.  

Can I get approved for a jet ski loan if I don’t have a deposit?

Don't worry, at Ausloans we offer no deposit jet ski finance, which means 100% of the purchase price is included in the jet ski loan package. So, if you don't have the funds upfront to buy the jet ski of your dreams, you still have the chance of getting your jet ski finance approved depending on your specific circumstances.

Easy Jet Ski Finance Repayment Options

Knowing your jet ski financing payment options can help you manage your finances better

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Fixed Interest Rate With this type of loan, your monthly payment is fixed for the entire term of the loan. This is perfect for those who are budget conscious and wants to know exactly what they need to pay month after month.

Balloon Payment This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.

Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.

Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the leisure loan early.

New or Used Private Sale Jet Ski Loan

Buying new or used jet ski have their own advantages and disadvantages

Money is not the only factor when deciding whether to buy a new or used boat. First-time buyers may find it better to buy a used boat in order to decide whether a boat is really fit for their lifestyle. 

New Jet Skis

  • Lower interest rate.
  • Manufacturer’s warranty.
  • New and advanced technology.

Used Jet Skis

  • Low price.
  • Ability to buy high-end models without the high-end price.
  • Slower depreciation than brand new ones.
  • No waiting time for delivery.

Types of Jet Ski Financing

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Secured Jet Ski Loan – In a secured jet ski loan, the jet ski serves as a security for the loan and the lender can repossess and sell it in case you default on the loan. Interest rates are usually lower if the jet ski loan is secured.

Unsecured Jet Ski Loan – This is the opposite of a secured loan. The jet ski is not tied to the loan and therefore cannot be taken if you fail to make repayments. If the jet ski loan is unsecured, interest rates are higher and you must have comprehensive insurance. 

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Ready for your next dream jet ski?
Get the best jet ski finance deals today!

1800 277 768

Disclaimer

Representative example: Based on a $30,000 loan with an 84-month term for a borrower with excellent credit history at a comparison rate of 4.99% p.a. the estimated total amount payable per month is $444. Interest rates range from 4.99% p.a. (comparison rate 6.97% p.a.) to 12.37% p.a. (comparison rate 20.30% p.a.). Rates are subject to change depending on the rates offered by lenders in our Lending Markets. Ausloans Finance Group credit criteria and terms and conditions apply. 

Ausloans Finance Head Office: 1/33 Ereton Drive Arundel QLD