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Ausloans
Wollongong

Let us find you the perfect loan

We work for you. Not the banks

And this is what makes our asset finance brokerage different

One on one consultancy

We listen to you and find you the perfect finance solution for your specific circumstances.
Contact us here→

+40 Lenders

With one of the largest lending panel in Australia, it is easy to find you a loan that suits your financial needs. 
Check our Lenders →

Fast Approvals 

With our Automated Finance Software – Zink– we match you with a lender and pre-qualify you in only minutes. 

Great Low Rates 

Our massive lending panel allows us to find you a loan at the most competitive rates in the market.  

Wollongong Asset Finance Services

Let us find you the perfect finance solution 

CAR LOANS 

Apply for a new or used car loan and get fast loan approval for that car, Ute or 4WD of your dreams.

PERSONAL LOANS

Secured and unsecured low rates personal loans for; holidays, furniture, surgery, weddings, and more. You choose.

BUSINESS & COMMERCIAL LOANS

Looking for finance to grow your business or start a new business venture? Fast approval business loans.

LEISURE & MARINE LOANS

Treat yourself with our fast online approval leisure loans. Marine finance, jet ski, boat, trailer, caravan, RV, motorbike, you choose.

Specialist in Consumer Car Finance

We make car finance fast and easy for full-time, part-time, casual, Centrelink & even bad credit applicants! At Ausloans Wollongong we offer car loans for consumers and businesses.

  • Personal Car Loans for new and used vehicles: A personal car loan is when you borrow an amount of money from a financial institution with the purpose of buying a motor vehicle such as a car, Ute, 4WD or other. A personal car loan is the cheaper option when it comes to interest payments.

  • Secured and unsecured car loan:
    - Unsecured car loans: The lender requires no security for the debt. The loan is still subject to your ability to repay it. The interest rates on unsecured loans are higher on average than on secured loans, which offsets the increased risk of losing money for the lender. 
    - Secured car loans: Use an asset to secure the loan, such as a car. This asset is then used as a kind of security against the loan.  If you are unable to repay the secure loan at any time, the lender may be able to use your security asset to recuperate the difference.  

  • Bad Credit Loans: Bad credit loans are for applicants with poor or bad credit due to defaults or not paying loans on time. As bad credit applicants' file also shows previous loan applications that other lenders have rejected, bad credit applicants are seen by lenders as high-risk, facing more obstacles when applying for a loan. However, you may be approved for a bad credit loan if your current circumstances are good. 

  • Refinance: When you are refinancing you are basically taking out a new, lower-rate loan to pay out your existing car loan.

    Car Loans for Businesses:


  • Leasing a car: Under this agreement, you use the car while the lender retains ownership. At the end of the term, you have the option to buy the car or trade it in for a newer model. Please talk with us for more information about leasing a car in Australia.

  • Novated Leasing: This is perfect for businesses who want to provide a car for their employees. A novated lease is an agreement between you and your employer. The lease is paid by your employer and deducted from your pre-tax salary as part of a salary package. 

  • Chattel Mortgage: A Chattel mortgage is like a secured car loan for assets purchased for business use. The lender takes a ‘mortgage’ over the car as security for the loan. Once the repayments are completed at the end of the repayment term, you’ll own the vehicle outright. 

  • Low Doc Loans: If you are a business owner or self-employed, the loan requirements needed may be difficult to obtain or, at times, you may not feel comfortable sharing your financial documents with the bank. Generally, requirements for a car loan in Australia include a Driver's License (if you have one), income, expenses, liabilities, etc. With a low doc car loan, you may not need to provide all of these since some specialised lenders will use other methods to determine your income or financial capability.

 

Fast Personal Loans

A personal loan is a loan taken for personal reasons such as; holidays, furniture or other household items, elective surgery, weddings, vehicles, etc. Personal loans can also be taken to be paid off money.

Types of personal loans: 

  • Secured: The personal loan is secured against an asset you own.
  • Unsecured: The lender relies solely on your income flow to repay it. 

Business & Commercial Loans

Looking for finance to grow your business or start a new business venture?

Apply now for a business commercial loan and manage your cash flow, purchase stock or inventory or borrow for any purpose including property and asset purchase, business growth, refinance or debt consolidation. 

Caravan, Boats and Jet Ski Loans 

Thinking of buying a large ticket leisure item? Dreaming of that motorbike, caravan, trailer or RV to take your family or friends on a relaxing getaway? Can't wait to get a boat, yacht or jet ski to enjoy the Australian beach lifestyle?

Whether you are looking to buy a new or used item, we offer the most comprehensive range of the best marine finance and leisure loans, so you not only get approved in minutes, but you also get the best rates. 

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Ausloans Finance Wollongong 
How it works

Need finance? Follow our 4 steps process to apply online and get an answer in minutes. 

1

Apply
online

Simple application
25%
It takes only a few minutes to make an online application. No lengthy questions.
2

Upload documents 

Secure upload
50%
Easily upload documents directly from your phone. 
3

Get
pre-qualified

Quick process
75%
Receive finance pre-qualification in minutes.
4

Get matched with a lender

Real offers
90%
Zink matches you with the best lender based on your specific circumstances.

Our Finance Team

Meet our Ausloans Wollongong Finance Experts

Matt Grace
Director and Business Development

Let Matt find you
the best financial solution 


APPLY NOW 

Nicole Grace
Operations Manager Broker Services

Let Nicole find you
the best financial solution 


APPLY NOW 

Kirsty Davis
Lending Specialist

Let Kirsty find you the best finance solution. 

M: 0407 736 670
E: kirsty.davis@ausloans.com.au

Looking for fast & easy finance? 
We are ready to help 

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Consumer Financing Solution for
Wollongong Businesses & Dealerships

Are you a Wollongong business looking to increase sales with fast & easy customer financing solutions? Our Wollongong asset finance broker team can help you grow your business today. 

Attract Customers 

Financed offers are a customer magnet and with Zink it's easy to create financed offers your customers will love.

Increase Sales

Offering your customers an easy way to pay for large purchases in small instalments at the point of sale is proven to increase sales by an average of 32%.

Improve Cashflow

Never chase another invoice again. When your customer's loan settles you get paid upfront, you pay no fees and earn commissions. 

Delight Customers

Zink's lightning-fast paperless application and advanced lender matching deliver an amazing customer experience that drives business referrals. 

Explore Our Financing Solutions

And discover how our tailored financing solutions work for you

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Frequently Asked Questions

Ausloans Wollongong

About Ausloans Wollongong

Applying for a loan

Application and Approval

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Meet Our Panel Of +40 Lenders

With one of the largest lending panels in Australia, it is easy to find you the perfect loan for your circumstances

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Blog

Ausloans Wollongong news and events

Looking for fast & easy finance? 

Our Wollongong asset finance brokers are ready to help!

Ausloans Wollongong

Wollongong NSW 2500

Call us:

Matt Grace 0434 688 149
matt.grace@ausloans.com.au

Nicole Grace 0417 235 507
nicole.grace@ausloans.com.au