Auto Financing For Personal or Business Use

Ausloans Australias premier online car broker. We make auto financing easy



Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Caravan Loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Commercial loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Fuel your business growth 

Harness the power of Australia's largest independent finance aggregator.  Access multiple lenders and get all the tools and support you need  to grow your business.


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Boat Finance Fast Loan Approval

Get real boat finance rate offers from multiple lenders in minutes with no impact on your credit score. 

New and Used Boat Finance

Boat Financing for Business or Pleasure

Whether you are looking to finance your first small boat, upgrade to the latest luxury cruiser, or purchase for commercial purposes we've got finance solutions for you. With access to our network of top marine lenders, we can help with no deposit options, balloon payments, and the benefits of seven-year terms, so you arrive at a repayment schedule that’s built to your expectations. Use our boat finance calculator to get an estimate of boat loan repayments or complete our simple, online form to check your financial power and receive real personalized rate offers from our extensive panel of lenders. Don't worry, there's no obligation and it won't affect your credit score.

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Boat Finance Options


 Finance Reviews

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boat loans

How It Works 

Follow our 4 steps process to apply online and get an answer in minutes. 


It takes only two minutes to make an online boat loan application. No lengthy questions. 


With our online boat loan application, easily upload documents directly from your phone or computer.

Get your
personalised rate


Our automated finance software ZINK, matches you with a lender and get you the best boat loan interest rate for your circumstances.




Get approved and drive away!

Use our loan calculator to get an estimate of what it may cost you to drive away. 

How to use Ausloans' Loan calculator? 

Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.  

Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, boat interest rates start at 6.73% p.a*. However, consider this is available only for excellent credit profiles. 

Balloon Payment: A balloon payment allows you to reduce your repayments during the camper trailer loan term by making a one-off lump sum payment at the end of your loan.  

Ausloans Loan Calculator

How much do you want to borrow?
Interest Rate?
Over how many years?
How much deposit do you want to add?
You want repayments as
Balloon repayment
Balloon Final Payment
Balloon Percent

We Make Boat Finance Easy

We find you the best boat loan rate for your credit profile

Easy Online Application

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.


Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service  we can tell you if you qualify within minutes of accepting our call.


Multiple Loan Choices

Receive best rate boat loan offers from multiple lenders and choose the deal which best suits you. 


Credit Score Protection

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score


Great Low Rates

Our massive lending panel allows us to find you the best boat finance rates in the country


Personalised Service 

Our team of more than 150 asset finance brokers work with you until your boat loan is settled.


Must-Read Boat & Jet Ski Finance Advice 

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Frequently Asked Questions

About boat finance 

Applying for a boat loan

Getting my loan approved

Paying my loan

Boat Finance Repayment Options

Different options allow you to manage your finances well. Depending on your plans, you can pay off your boat loan early, or choose to pay a lower monthly repayment with a lump sum at the end of the loan term.

boat finance

Fixed Interest Rate – With this type of loan, your monthly payment is fixed for the entire term of the loan. This is perfect for those who are budget conscious and wants to know exactly what they need to pay month after month.

Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.

Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.

Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the caravan loan early.

More about Ausloans Boat Financing 

Your boat finance questions answered

What type of boat can I finance?

At Ausloans we can help you get approved for a secured boat loan for personal use or a chattel mortgage loan for commercial use. Unfortunately, lenders will not consider secured financing on sailboats. For those of you looking to purchase a sailcraft using finance take a look at our personal loans for boats. 

Can I get approved for boat finance if I don’t have a deposit?

Don't worry, at Ausloans we offer no deposit boat finance, which means 100% of the purchase price is included in the boat loan package. So, if you don't have the funds upfront to buy the boat or camper trailer of your dreams, you still have the chance of getting your boat loan approved depending on your specific circumstances.

Do I need comprehensive insurance on my boat?

Yes, most of the time we require comprehensive insurance on your boat. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.  

Can I get approved for boat finance if I have poor credit?

Yes, you can get approved for a poor credit boat loan. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit we might be able to help you. To assist bad credit boat finance applicants, we created 1800Approved, an established car finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants.