New and Used Caravan Finance
Whether you are looking to finance your first caravan or upgrade to the latest luxury vehicle, we've got finance solutions for you. Use our caravan finance calculator to get an estimate of caravan finance repayments or complete our simple, online form to check your financial power and receive real personalised rate offers from our extensive panel of lenders. Don't worry, there's no obligation and it won't affect your credit score.
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount if you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, the caravan's interest rates start at 5.69% p.a*. However, consider this is available for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the caravan loan term by making a one-off lump sum payment at the end of your loan.
Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges.
We find you the best caravan loan rate for your credit profile
Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.
Don't wait days to get an answer. With Ausloans personalised customer service we can tell you if you qualify within minutes of accepting our call.
Receive best rate caravan loan offers from multiple lenders and choose the deal which best suits you.
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
Our massive lending panel allows us to find you the best caravan finance rates in the country
Our team of more than 150 asset finance brokers work with you until your caravan loan is settled.
Different options allow you to manage your finances well. Depending on your plans, you can pay off your caravan loan early, or choose to pay a lower monthly repayment with a lump sum at the end of the loan term.
Fixed Interest Rate – With this type of loan, your monthly payment is fixed for the entire term of the loan. This is perfect for those who are budget conscious and wants to know exactly what they need to pay month after month.
Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.
Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.
Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the caravan loan early.
Your caravan finance questions answered
Yes, with Ausloans, you can quickly get approved for a second-hand caravan o camper trailer loan. Used caravan finance can be an excellent option if you are looking to hit the road without having to pay a premium price. With our 40+ lender panel, we have plenty of options to find a used caravan loan that suits your needs.
Don't worry; at Ausloans, we offer no deposit caravan finance, which means 100% of the purchase price is included in the caravan loan package. So, if you don't have the funds upfront to buy the caravan or camper trailer of your dreams, you still have the chance of getting your caravan loan approved, depending on your specific circumstances.
Yes, most of the time we require comprehensive insurance on your caravan. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.
Can I get approved for caravan finance if I have
Yes, you can get approved for a poor credit caravan loan. At Ausloans, we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit, we might be able to help you. To assist bad credit caravan finance applicants we created 1800Approved, an established car finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants.
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