EQUIPMENT FINANCE CALCULATOR

An equipment finance calculator helps estimate your repayments based on the loan amount, loan term, repayment frequency and balloon payment you select.

For Ausloans, the calculator gives an indicative repayment estimate so you can explore equipment finance options before applying. To see more personalised rates, you can complete a quick pre-check and compare options from over 70 Australian lenders.

Yes, the calculator can be used for a wide range of business equipment and assets, including machinery, tools, construction equipment, farm equipment, trailers, commercial vehicles and heavy equipment.

It is designed to help Australian businesses estimate potential repayments for new or used equipment finance, depending on the type of asset they are looking to purchase.

A balloon payment is a lump sum due at the end of the loan term. Adding a balloon payment may reduce your weekly, fortnightly or monthly repayments, but it increases the amount payable at the end of the finance agreement.

Our equipment finance calculator with balloon options lets you compare repayments with or without a balloon, helping you understand how different structures may affect your business cash flow.

No. Using the equipment finance calculator does not affect your credit score because it does not involve a formal credit application or hard credit check.

You can use the calculator as many times as you like to estimate repayments across different loan amounts, terms and balloon payment options.

The calculator provides an indicative estimate based on the loan details and sample rate shown. Your actual repayments may vary depending on your business profile, asset type, lender, loan structure, credit history and final approved interest rate.

For a more accurate equipment finance quote, Ausloans can help compare options from over 70 Australian lenders and match you with finance suited to your business needs.

The calculator uses a fixed sample rate to provide a consistent repayment estimate. This makes it easier to compare different loan amounts, terms, repayment frequencies and balloon payment options.

Actual equipment finance rates can vary between lenders and applicants, so the calculator is designed as a planning tool rather than a live lender rate comparison

You can complete a quick pre-check to compare equipment finance options from over 70 Australian lenders. This helps you see lender options and personalised rates based on your business, asset type and credit profile.

Ausloans can assist with equipment finance for eligible businesses looking to borrow from $8,000 up to $5 million.