HONDA CAR FINANCE - COMPARE LOANS FROM 70+ LENDERS

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FIND YOUR BEST RATE HONDA LOAN

Looking at a Honda Civic for city driving, a CR-V for family practicality, or an HR-V for fuel efficient daily use? New, used, private sale or dealer stock, Ausloans makes Honda finance simple. With access to over 70 Australian lenders, our AI powered platform compares real offers instead of advertising claims and helps you find lenders who genuinely match your credit profile and buying situation.

WHY CHOOSE AUSLOANS TO FINANCE HONDA CARS?

Honda buyers want value, reliability and a fair finance structure. We make the process clear and fast whether it is your first car, a second family vehicle or an upgrade into an ultra-efficient hybrid model. With personal and business loan options, real lender comparison and broker support from first enquiry through to settlement, we help you get on the road in your new Honda sooner and with more confidence in the rate you receive.

COMPARE HONDA FINANCE RATES & WEEKLY REPAYMENTS

Headline finance ads show rates that only apply to perfect credit profiles and brand-new dealer cars.

To help you set realistic expectations, the table below shows car finance rates by credit score: around 6% for good credit, 12% for average credit, and 16% for below-average credit. These figures give you a clear guide to what’s possible when you compare car loans across multiple lenders. Keep in mind, your actual car loan interest rate will depend on your credit profile, the age of the vehicle, and whether you’re buying through a dealer or private sale.

To get an accurate comparison based on your circumstances, complete our 3-minute online application. It’s a quick pre-check with no impact on your credit score and no obligation to proceed.

Popular Honda 2025 Models
Estimated Cost
Weekly Repayments (rate 6% p.a.) comptab-infoalt7-icon
Weekly Repayments (rate 12% p.a.) comptab-infoalt7-icon
Weekly Repayments 16% p.a.) comptab-infoalt7-icon
Honda Civic e:HEV L 2.0L Hatchback FWD Hybrid
$49,900
$223
$257
$280
Honda HR-V e:HEV X 1.5L SUV FWD Hybrid
$39,900
$178
$205
$234
Honda CR-V VTi X+ 1.5L SUV FWD
$41,900
$187
$216
$236
Honda Accord e:HEV RS 2.0L Sedan FWD Hybrid
$64,900
$290
$334
$365
Disclaimer

Honda car loan repayment examples are calculated using weekly repayments with a fixed interest rate, a 5-year term, and estimated vehicle costs as at October 2025. Estimated repayments do not include any fees the lender may charge.

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POPULAR HONDA MODELS WE FINANCE

Honda cars are known for efficiency, low running costs, and great long term reliability. This reputation tends to support confidence among lenders because Hondas retain value well across both new and used vehicles.

Preowned Honda Jazz models are especially popular with buyers looking for an affordable, fuel efficient daily driver, and most lenders are comfortable financing them even if not available brand-new in Australia any longer.

We are also starting to see early interest in the return of the Honda Prelude which is expected back in Australia around 2026. These shifts in buyer behaviour and model demand are why a multi lender comparison is useful, because lender preferences can differ between high volume commuter models and returning favourites like the new Prelude revival.

Honda Civic

The Honda Civic delivers a smooth city driving experience with sharp handling and a refined cabin layout. Its balanced mix of efficiency and performance appeals to commuters who want low running costs without sacrificing driving feel. With smart interior ergonomics, modern tech, and a reputation for reliability, the Civic continues to be one of Australia’s most consistently recommended compact cars. Ausloans can compare finance options for the Honda Civic across more than 70 lenders so you can see which lenders are most suited to your profile and buying situation.

Honda Civic 2025

Honda CR-V

The Honda CR-V is designed for growing families who want space, comfort and everyday practicality. Its roomy cabin, generous boot capacity, advanced safety features and fuel efficient engines make it popular for school runs, weekend drives and long freeway trips. The CR-V blends SUV height confidence with Honda’s reputation for mechanical stability, making it a trusted family vehicle across the country. Ausloans compares Honda CR-V finance through our marketplace so you can find lender options that align with your situation faster.

Honda CR-V 2025

Honda HR-V

The Honda HR-V is compact on the outside but cleverly designed inside. It is a favourite among drivers who want SUV flexibility while still being easy to park and run in metropolitan suburbs. The HR-V is praised for its smart interior packaging, Magic Seat rear layout, fuel efficiency and smooth drive quality. It suits singles, couples and inner city households who want the benefits of an SUV footprint without the size penalty. Ausloans compares finance for the Honda HR-V with 70 plus lenders so you can see actual borrowing outcomes based on your credit profile.

Honda HR-V 2025

Honda Accord

The Honda Accord focuses on comfort, refinement and a more premium sedan experience. With comfortable seating, a quiet cabin, strong fuel economy and modern infotainment features, it appeals to drivers who value a more executive style daily drive. The Accord is also a popular hybrid choice for those who want luxury level comfort without high running costs. Ausloans compares finance options for the Honda Accord across a wide range of lenders so you can view genuine lender interest rather than relying on one quote.

Honda Accord 2025

Honda Prelude (Available 2026)

The Honda Prelude is set to return to Australia in 2026 and early excitement is already building. Historically known for its sporty character and sleek coupe styling, the new generation Prelude is expected to bring modern hybrid performance with an emphasis on driver engagement. Buyers watching this release will likely see it as a new model for Honda offering a more enthusiast focused option. 

 

Honda Prelude 2026
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HOW AUSLOANS MAKES FINANCE SIMPLE

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We’ll guide you through approval, right through to settlement.

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Here’s just a few of the popular car makes we finance. Click to see used vehicle finance options, FAQs, and popular models for each brand.

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HONDA FINANCE FAQS

Buying a Honda is considered low-risk finance by lenders. However lenders still model credit, vehicle age and purpose differently. These questions cover the most common Honda finance topics in Australia.

Can I finance a Honda through a private sale?
Yes. Private sales can be funded.

Private sale Hondas can be financed. The lender will simply require valuation confirmation and standard ownership checks. Ausloans handles the process so you are not navigating compliance paperwork alone.

Can I use business finance to buy a Honda?
Yes. Business use can be funded on ABN.

If the vehicle will be used for business or mixed use an ABN based loan may apply. Final approval depends on income, trading history and servicing capacity.

Low-doc loans available through many of Ausloans 70+ lenders for ABN holders. 

Ausloans matches your profile with lenders who accept commercial use.

 

Are Honda finance rates higher than normal car loans?
No. Hondas are priced in line with normal car loan categories.

Hondas are mainstream vehicles with predictable valuation profiles. Most lenders price them the same way they price other popular SUVs and hatchbacks. Rate variance usually comes from your credit profile not the badge.

Can I get Honda finance with bad credit?
Yes. It is possible.

Approvals depend on your ability to service the loan and how recent any negative listings are. Ausloans works with many lenders that specialise in low- or bad-credit applications.

Bad credit applicants will typically see higher interest rates due to what lenders consider to be a higher risk profile. 

What’s the difference between secured and unsecured car loans?
Secured loans use your car as collateral; unsecured loans don’t but have higher rates.

A secured car loan is backed by the vehicle you're buying — this typically allows for lower interest rates. If you default, the lender can repossess the car. An unsecured loan doesn’t require security, so it’s more flexible but often more expensive. We’ll help you compare both based on your credit profile and goals.

Can I pay off my car loan early?
Yes, most lenders allow early repayment — but check for any exit fees.

Early loan repayment can help you save on interest, but some lenders apply fees for paying out the loan ahead of schedule. At Ausloans, we’ll show you which lenders allow early repayment with no penalties and help you choose a loan that works best for your long-term financial strategy.

If I do not proceed will my score be impacted?
No. The pre-check does not mark your file.

Ausloans does not run a hard credit enquiry just to review your options. Hard enquiries only occur once an application is submitted to a lender. Comparing Honda finance options through Ausloans will not harm your score.

 

Can I finance a Honda with a trade in as my deposit?
Yes, a trade in can be used as part or all of your deposit.

If you have an existing vehicle you are replacing, the value of your trade in can usually be applied as your contribution toward the loan. This can reduce the amount you need to borrow and may also strengthen the overall application because it lowers lender risk. The key factor is that the trade in value is confirmed and accepted by the dealer or buyer. Once that figure is established, it is simply treated as your deposit in the finance structure. Ausloans can help structure your application so the trade in value is clearly recognised by lenders.

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