LDV’s growing popularity and strong resale demand help lenders feel confident in financing pre-owned models.

Ausloans can arrange finance for both dealer and private sales, with secure transfers and flexible repayment options.

Models like the T60, Deliver 7, Deliver 9, and Terron 9 are especially suited to business lending.

Options include chattel mortgages, leases, and low-doc loans for ABN holders. Ausloans brokers explain the differences and help you structure repayments around cash flow and tax efficiency.

Pre-approval gives you a clear budget before shopping and negotiating. With Ausloans, a quick online pre-check shows your borrowing range without affecting your credit score, making it easier to buy with confidence.

Pre-approvals are limited, the expiry often depends on the lender's criteria. Your Ausloans broker will explain the terms for each lender when you apply.

Most LDV buyers choose secured loans, using the vehicle as collateral to access lower rates and easier approvals.

Unsecured loans suit older models or buyers wanting flexibility, but they generally carry higher rates. Ausloans compares both to find the right solution.

Stronger scores usually mean lower interest rates and favourable loan terms, but we also work with lenders who consider applications under 500 credit score.

Ausloans' wide panel of lenders also caters to bad credit car loans. The AI-powered decisioning engine takes all situations into account to find you the best rate. 

Not all pensions are treated the same by lenders, but many will accept certain types of government or superannuation income as part of your affordability profile. This means you can often finance an LDV ute, SUV, or van even if you’re on a pension.

Ausloans brokers will review your circumstances, explain which lenders are most likely to approve your application, and structure repayments that fit comfortably within your budget.

While a strong credit profile can help you access lower interest rates, having bad credit doesn’t automatically mean you’ll be declined.

Ausloans works with a wide panel of lenders, including those who specialise in bad credit car finance and understand that circumstances can change. They look at more than just your score — such as your current income, stability, and repayment capacity. Whether you’re applying for an used T60, a private sale Deliver 7 for work, or a D90 for the family, our brokers can help you explore realistic finance options and guide you through steps to improve your chances of approval.