Most buyers choose a secured car loan, where the Tesla is used as collateral. That generally means sharper rates and easier approval, especially given Tesla’s strong resale demand.

Unsecured loans are available too, but rates are higher. Ausloans compares both so you know which option suits your budget best.

For brand-new Model 3 and Model Y purchases, finance can be arranged upfront so you’re ready at delivery. Your broker will also talk through repayment terms and balloon options if you’re thinking about trade-in value down the track.

On-road costs and registration can also be tied into the loan. Just ask your Ausloans broker know and we'll handle the rest. 

A pre-approval sets your budget and borrowing power before you shop. With Ausloans, a quick pre-check won’t affect your credit score and gives you clarity when comparing offers. It’s especially useful if you’re looking at a Model 3 or Model Y, where high resale value means competition is strong.

Being pre-approved also gives you negotiating power with the seller, whether its a new car dealership or a marketplace purchase. 

Tesla’s popularity and solid trade-in demand often make lenders more confident. Add in the growing number of green car loan products and incentives, and financing a Tesla is often just as straightforward, sometimes even cheaper, than a traditional petrol vehicle.

With over 70 lenders available and are increasingly offering green loans for EVs, financing a new or used Tesla is easier than its ever been.

Many Tesla owners use their cars for Uber, DiDi, or as part of a business fleet. Their resale strength and low running costs make them attractive to drivers and lenders alike.

Ausloans can structure finance for business purposes through leases, chattel mortgages, or low-doc loans to suit cash flow and tax planning.

Our panel of lenders also accept Sole Traders and Partnership ABN holders. Your Ausloans broker will guide you through the application.

Many lenders allow you to roll approved accessories such as a Tesla Wall Connector, home charging setup, or even protection packages into your finance agreement. This means you don’t have to pay upfront and can spread the cost over your repayments. At Ausloans, we’ll check which lenders support accessory bundling and structure your loan so you get both the car and essentials like charging sorted in one go..

Turnaround times vary by lender, but many Australians are approved in as little as one business day once documents are supplied. Some cases may take longer if more checks are needed. With Ausloans, a dedicated broker manages the process, keeps things moving, and updates you regularly so you’re not left in the dark. That means less waiting around and more time planning your next Tesla purchase.