Commercial Equipment Finance
Whether you are looking to finance new or used commercial vehicles, machinery, or plant assets we've got you covered with a range of finance solutions to suit your needs and budget. Buy your commercial assets outright with a chattel mortgage or explore our leasing options to keep your cash flow where you need it most, in your business. Use our chattel mortgage calculator to get an estimate of your commercial loan repayments or complete our simple, online form to check your financial power and receive real personalized commercial rate offers from our extensive panel of lenders. Don't worry, there's no obligation and it won't affect your credit score.
Need help check out our Commercial Finance Guide→
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, the car's interest rates start at 4.69% p.a*. However, consider this is available only for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the loan term by making a one-off lump sum payment at the end of your loan.
We find you the best equipment loan rate for your credit profile
Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.
Don't wait days to get an answer. With Ausloans personalised customer service we can tell you if you qualify within minutes of accepting our call.
Receive best rate car loan offers from multiple lenders and choose the deal which best suits you.
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
Our massive lending panel allows us to find you the best car finance rates in the country
Our team of more than 150 asset finance brokers work with you until your car loan is settled.
With access to our network of top commercial equipment lenders, we can help tailor an equipment financing solution to meet your needs. With no deposit, balloon payments, extended loan terms, and leasing options we are here to help you grow your business.
Finance 100% - Need new commercial equipment but don't have a deposit. We've got lenders who will allow you to borrow 100% of the amount required to secure the asset.
Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.
Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.
Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off your commercial loan early.
Your commercial financing questions answered
With an extensive commercial lender panel, we offer our customers a wide range of commercial vehicle and equipment finance solutions including commercial chattel mortgages and asset leasing. For new ABN holders short on paperwork, we also have low-doc financing solutions.
Commercial finance allows you to access the vehicles, plant and equipment you need to grow your business while maintaining your operational cash flow. Commercial finance is ideal for big-ticket equipment purchases where the upfront cost of the equipment exceeds your normal business cashflow capabilities. Chattel mortgages and asset leasing also come with many potential tax benefits, however, as every business is different we advise you to seek professional advice from your accountant on which option is best for you.
Don't worry; at Ausloans, we have access to a panel of no deposit finance lenders, which means 100% of the purchase price is included in the commercial asset finance package. If you don't have the funds upfront to buy the business equipment you need, we are here to help.
Can I get approved for commercial finance without an ABN?
You'll need to have an Australian Business Number (ABN) or Australian Company Number (ACN) to be eligible for most commercial equipment loans in Australia.
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