Excavator Finance

Apply Online in Minutes | Instant Pre-Approval | No Credit Score Impact 

Whether you're upgrading machinery, expanding your fleet or starting a new project, the right finance solution can help you secure the equipment you need without high upfront costs. At Ausloans, we help businesses and operators compare flexible excavator finance options from a wide panel of Australian lenders.

From compact excavators for small-scale projects to heavy-duty machines for commercial construction and earthmoving, we make excavator finance in Australia simpler with fast pre-approvals and tailored lending solutions.

Compare finance offers without impacting your credit score.
— matching you to lenders who want your business.
Get Approved

Flexible excavator finance for Australian businesses

Excavators are essential across construction, civil works, demolition, landscaping and agriculture. With flexible lending options available, businesses can secure the equipment they need while managing cash flow more effectively.

At Ausloans, we help arrange finance for:

  • Mini excavators
  • Medium and large excavators
  • Wheeled excavators
  • Tracked excavators
  • New excavators
  • Used excavators
  • Commercial earthmoving equipment

Whether you're purchasing through a dealer, auction or private seller, we help compare lenders suited to your circumstances.

mini excavator
Ready to Apply?
Compare 70+ lenders, zero credit score impact.
Compare now

Why choose Ausloans for excavator finance in Australia?

Rather than approaching multiple lenders individually, Ausloans compares finance options across a large panel of Australian lenders.

 

Benefits include:

 

  • Fast pre-approval options
  • Access to multiple lenders
  • Flexible repayment terms
  • Competitive rates for eligible borrowers
  • Options for new and used machinery
  • Support for sole traders, contractors and businesses
  • Assistance with dealer and private sale purchases


Our experienced team and smart matching technology help simplify the process and connect borrowers with lenders that fit their financial profile.

Compare and find the right boat finance option for you!
Get Approved

Flexible finance options for excavators

Different businesses require different lending structures. Depending on your situation, you may be eligible for secured or unsecured finance.

Secured finance uses the excavator as collateral for the loan and may offer:

Lower
interestrates

Lower interestrates

Longer
repayment terms

Longer repayment terms
Higher
borrowing amounts
Higher borrowing amounts

Unsecured finance does not require the machine to secure the loan and may suit businesses wanting greater flexibility.

Our team can help explain the differences and compare suitable options based on your equipment needs and financial circumstances.

 

Ready to Apply?
Compare 70+ lenders, zero credit score impact.
Compare now

Work with experienced excavator finance brokers

Comparing lenders, rates, and loan terms can take time, especially when financing commercial machinery. That's where experienced excavator finance brokers can help.

At Ausloans, we work with a wide lender panel and experienced excavator finance dealers to help businesses compare suitable lending solutions faster. Whether you're financing one machine or upgrading a fleet, we help simplify the process from application through to settlement.

Ready to Apply?
— one simple application.
Compare now

Estimate repayments with an excavator finance calculator

Understanding your repayments before applying can help you budget more effectively. An excavator finance calculator can estimate repayment amounts based on your loan size, interest rate and loan term.

You can use our online finance calculators to estimate repayments before applying.

 

Ready to Apply?
Compare 70+ lenders, zero credit score impact.
Compare now

How to apply for excavator finance online

Ausloans makes it simple to compare finance options and move from application to approval faster.

Step 1

Step 1:
Apply Online

Submit a simple online application with your business details, equipment information and borrowing needs.

Step 1
Step 2

Step 2:
Compare lender options

We compare suitable finance options across our lender panel, helping you find a loan structure that fits your business.

Step 2
Step 3

Step 3:
Get approved and secure your excavator

Once approved, we help finalise settlement so you can purchase your excavator and keep your project moving.

Step 3
Submit one application and we’ll handle the rest
— matching you to lenders who want your business.
Get Approved

Compare excavator finance options at Ausloans today

Whether you're expanding your fleet, replacing equipment or starting a new project, Ausloans helps businesses compare excavator loans from trusted Australian lenders. Explore flexible financing options for new and used machinery and access multiple lenders with private-sale assistance. Apply online today and compare tailored excavator finance solutions with one simple application. You can also explore broader equipment finance solutions for more options.

All Equipment Loans
Machinery and Equipment Loan - Everything You Need To Know - Ausloans

All Equipment Loans

Agriculture Equipment
equipment-loan-solution-05-1

Agriculture Equipment

Trucks & Heavy Vehicle
Refrigerated Truck-1-1

Trucks & Heavy Vehicle

Construction Equipment
Construction Equipment 2

Construction Equipment

Read our Chattel Mortgage equipment finance guide
—before you apply
Read The Guide

FAQs

An excavator finance broker can help compare lenders, interest rates and loan structures on your behalf. This may save time and improve your chances of finding an excavator loan suited to your business needs.

What are the benefits of using an excavator finance broker to secure a loan?

An excavator finance broker can help compare lenders, interest rates and loan structures on your behalf. This may save time and improve your chances of finding an excavator loan suited to your business needs.

How can I use an excavator finance calculator to determine my loan repayments?

An excavator finance calculator estimates repayments based on factors such as loan amount, interest rate and repayment term. It can help businesses plan budgets before applying.

What factors should I consider when applying for excavator finance in Australia?

Key factors include repayment affordability, business cash flow, credit history, equipment age and whether you're purchasing new or used machinery.

Can I finance both new and used excavators through your financing options?

Yes. Ausloans helps businesses compare finance options for both new and used excavators purchased through dealers, auctions or private sellers.

What makes your excavator finance options different from other providers?

Ausloans compares options from multiple Australian lenders, helping borrowers access competitive lending solutions tailored to their business and equipment requirements.

Back to top
Answers to more Equipment Finance FAQs
Eligibility, tax considerations, documentation and more
Equipment Finance FAQs