Equipment Finance for
Australian Businesses

Ausloans helps businesses, ABN holders and sole traders compare finance options across a broad range of equipment types used in day-to-day operations and growth. This includes construction and earthmoving machinery such as excavators and loaders, transport and logistics assets like trucks and trailers, agricultural equipment such as tractors and harvesters, medical and dental equipment, as well as business assets like IT systems, office fit-outs and tools.

Different lenders specialise in different asset types, which can impact approval and loan structure. With Ausloans, your equipment type is factored into the matching process so you’re connected with lenders that support your specific industry and asset.

Ausloans allows you to compare equipment finance options from multiple lenders instead of relying on a single provider. 

Going directly to one lender means you’re limited to their rates, policies and approval criteria. With Ausloans, you can compare options from a panel of 70+ lenders using one application, helping you find finance that better suits your business, equipment type and financial position.

This is particularly valuable for specialised equipment, non-standard applications or businesses needing flexible loan structures. Ausloans brokers guide you through the process, helping you understand your options and structure finance in a way that aligns with your cash flow and business goals.

Yes, you can apply once and compare multiple equipment finance options through Ausloans.

Instead of completing separate applications with different lenders, Ausloans allows you to submit one application that is assessed across a wide lender panel. This streamlines the process and reduces the time and effort involved in comparing options.

Zink, Ausloans’ loan matching platform, analyses your profile and matches you with lenders whose criteria align with your situation. This helps surface more relevant finance options and reduces the likelihood of unnecessary applications or declines.

Yes, many lenders offer flexible equipment finance options depending on your business and the asset.

Equipment finance can be structured in different ways to suit your business needs. Depending on the lender and your profile, options may include low-documentation applications, minimal financials, balloon payments, and tailored repayment schedules.

For example, seasonal businesses may benefit from repayment structures that align with income cycles, while other businesses may prefer lower ongoing repayments supported by a balloon at the end of the loan term.

Ausloans brokers who specialise in equipment and cash flow finance can help identify and structure these options to suit your business.

Ausloans combines technology and broker expertise to simplify comparing and securing equipment finance.

Ausloans streamlines the equipment finance process by combining its AI-powered matching platform, Zink, with specialist broker support. You can apply online, upload your documents once and have your application matched across a wide lender panel.

Zink analyses your profile, equipment type and lender criteria to identify suitable options, while your broker manages the process from submission through to approval and settlement. This reduces paperwork, improves efficiency and helps ensure your application is directed to lenders that fit your situation.