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What Types of Business Equipment Can I Finance?

Looking to finance specific types of business equipment? At Ausloans, we offer targeted asset finance  solutions across a wide range of industries. Whether you're upgrading earthmoving machinery, investing in medical technology, or setting up IT systems for your office, our lender network supports a variety of asset types. Explore commercial equipment financing below to find finance options tailored to your business needs.

Why Choose Ausloans for Equipment Finance?

When it comes to business equipment financing, the right partner can make all the difference. At Ausloans, we go beyond comparison — offering tailored finance support, responsive service, and access to asset lending options many traditional providers can’t match. Whether you're expanding your operations, replacing outdated machinery, or investing in new tools to grow, our network of over 70 lenders ensures you're backed by choice, speed, and flexibility every step of the way.

Fast Personal Loan Rate Comparison

Equipment Financing Rates Comparison Table

Don't be misled by teaser rates. The rates shown below are the lowest asset finance rares available, but your real rate will depend on your credit score, business profile, asset type, and repayment term. For accurate lender matches and rates, complete our 3-minute application—it’s obligation-free and won’t impact your credit score.

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Lender
Loan Amount
Loan Term
Interest Rate (FROM)
Comparison Rate^ comptab-infoalt7-icon
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Pepper Money
$5,000 - $150,000
1-7 years
9.44%
10.92%
Liberty
$5,000 - $100,000
2-7 years
8.29%
9.95%
Latitude
$3,000 - $100,000
2-7 years
9.24%
10.68%
Wisr
$10,000 - $147,000
3-7 years
7.54%
9.08%
MoneyMe
$5,000 - $50,000
3-7 years
5.99%
6.70%
Now Finance
$15,000 - $100,000
18m-7 years
5.95%
5.95%
BOQ
$5,000 - $80,000
1-7 years
7.39%
8.19%
ANZ
$5,000 - $75,000
1-7 years
7.49%
8.18%
Commonwealth
$4,000 - $120,000
1-7 years
6.29%
7.71%
Plenti
$10,000 - $100,000
1-7 years
6.49%
8.05%
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Equipment Finance Calculator

Estimate your monthly repayments and compare different loan scenarios using our intuitive calculator. Understand how factors like loan amount, interest rate, and term affect your payments.

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Explore Equipment Loan Options

Looking to fund equipment for business or primary production? We provide tailored equipment finance solutions for farm equipment, construction machinery, earthmoving equipment, and business fit-outs.

Whether you're upgrading assets, expanding operations, or investing in new equipment, we can help you compare competitive equipment loan options from our extensive lender network — structured to suit your cash flow and growth plans.

Read our Chattel Mortgage equipment finance guide
—before you apply
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Equipment Finance Questions Answered

Understanding how equipment finance works can save you time, money, and stress. From pre-approval to paperwork, we answer the most common questions Australians businesses ask when applying for equipment finance.

What types of equipment can I finance through Ausloans?

Ausloans helps businesses, ABN holders and sole traders compare finance options across a broad range of equipment types used in day-to-day operations and growth. This includes construction and earthmoving machinery such as excavators and loaders, transport and logistics assets like trucks and trailers, agricultural equipment such as tractors and harvesters, medical and dental equipment, as well as business assets like IT systems, office fit-outs and tools.

Different lenders specialise in different asset types, which can impact approval and loan structure. With Ausloans, your equipment type is factored into the matching process so you’re connected with lenders that support your specific industry and asset.

Why use Ausloans instead of going direct to one lender?

Ausloans allows you to compare equipment finance options from multiple lenders instead of relying on a single provider. 

Going directly to one lender means you’re limited to their rates, policies and approval criteria. With Ausloans, you can compare options from a panel of 70+ lenders using one application, helping you find finance that better suits your business, equipment type and financial position.

This is particularly valuable for specialised equipment, non-standard applications or businesses needing flexible loan structures. Ausloans brokers guide you through the process, helping you understand your options and structure finance in a way that aligns with your cash flow and business goals.

Can I compare equipment finance lenders with one application?

Yes, you can apply once and compare multiple equipment finance options through Ausloans.

Instead of completing separate applications with different lenders, Ausloans allows you to submit one application that is assessed across a wide lender panel. This streamlines the process and reduces the time and effort involved in comparing options.

Zink, Ausloans’ loan matching platform, analyses your profile and matches you with lenders whose criteria align with your situation. This helps surface more relevant finance options and reduces the likelihood of unnecessary applications or declines.

Are low-doc, no-doc or flexible repayment options available

Yes, many lenders offer flexible equipment finance options depending on your business and the asset.

Equipment finance can be structured in different ways to suit your business needs. Depending on the lender and your profile, options may include low-documentation applications, minimal financials, balloon payments, and tailored repayment schedules.

For example, seasonal businesses may benefit from repayment structures that align with income cycles, while other businesses may prefer lower ongoing repayments supported by a balloon at the end of the loan term.

Ausloans brokers who specialise in equipment and cash flow finance can help identify and structure these options to suit your business.

Can I apply if I’m a sole trader, ABN holder or company?

 Yes, equipment finance is available for sole traders, ABN holders and companies. 

Ausloans supports a wide range of business structures, including sole traders, partnerships and incorporated companies. Lenders assess applications based on business income, financial position, credit history and the type of equipment being financed.

Some lenders offer low-doc options for self-employed applicants, while others provide more structured solutions for established businesses and companies. Regardless of your structure, Ausloans helps match your profile with lenders that are more likely to support your application.

How does Ausloans make equipment finance simpler?

Ausloans combines technology and broker expertise to simplify comparing and securing equipment finance.

Ausloans streamlines the equipment finance process by combining its AI-powered matching platform, Zink, with specialist broker support. You can apply online, upload your documents once and have your application matched across a wide lender panel.

Zink analyses your profile, equipment type and lender criteria to identify suitable options, while your broker manages the process from submission through to approval and settlement. This reduces paperwork, improves efficiency and helps ensure your application is directed to lenders that fit your situation.

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Answers to more Equipment Finance FAQs
Eligibility, tax considerations, documentation and more
Equipment Finance FAQ