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Jet Ski Finance- Personal Watercraft Loans

Jet Ski Finance Made Easy. Get real personalised rate offers from multiple lenders in minutes with no impact on your credit score. 

New and Used jet Ski Finance

Jet Ski Financing 

Whether you are looking to finance a new or used jet ski we've got finance solutions for you. With access to our network of top marine lenders, we can help tailor a jet ski financing solution to meet your needs with no deposit options, balloon payments, and extended loan terms. Use our Jet Ski finance calculator to get an estimate of loan repayments or complete our simple, online form to check your financial power and receive real personalized rate offers from our extensive panel of lenders. Don't worry, there's no obligation and it won't affect your credit score.

Need to learn more | Jet Ski Buyers' Guide →

Jet Ski Finance Options

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How It Works 

Follow our 4 steps process to apply online and get an answer in minutes. 

1

Apply
online

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25%
It takes only two minutes to make an online jet ski loan application. No lengthy questions.
2

Upload
documents 

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With our online jet ski loan application, easily upload documents directly from your phone or computer.
3

Get your
personalised rate

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75%

Our automated finance software ZINK, matches you with a lender and get you the best jet ski loan interest rate for your circumstances.

4

Get 
approved

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Get approved and drive away!

Estimate Your Jet Ski Loan Repayments 

Use our jet ski loan calculator to get an estimate of what it may cost you to drive away. 

How to use Ausloans Jet Ski Loan calculator? 

Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount if you would like to contribute with a deposit for your loan. A deposit is not required but recommended.  

Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, jet ski's interest rates start at 5.69% p.a*. However, consider this is available for excellent credit profiles. 

Balloon Payment: A balloon payment allows you to reduce your repayments during the jet ski loan term by making a one-off lump sum payment at the end of your loan.  

Jet Ski Loan Calculator

Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges.

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We Make Finance Easy

We find you the best jet ski financing rate for your credit profile 

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Easy Online Application

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.

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Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service  we can tell you if you qualify within minutes of accepting our call.

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Multiple Loan Choices

Receive best rate jet ski loan offers from multiple lenders and choose the deal which best suits you. 

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Credit Score Protection

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score

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Great Low Rates

Our massive lending panel allows us to find you the best jet ski finance rates in the country

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Personalised Service 

Our team of more than 150 asset finance brokers work with you until your jet ski loan is settled.

OUR MOST POPULAR MARINE FINANCING ARTICLES

Must-read Boat & Jet Ski Finance Advice

 

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Frequently Asked Questions

About jet ski finance 

Applying for a jet ski loan

Getting my loan approved

Paying my loan

Jet Ski Finance Repayment Options

With access to our network of top leisure finance lenders, we can help tailor a jet ski financing solution to meet your needs. With no deposit, balloon payments, and extended loan terms, we are here to help you get out on the water.

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Fixed Interest Rate – With this type of loan, your monthly payment is fixed for the entire term of the loan. This is perfect for those who are budget conscious and wants to know exactly what they need to pay month after month.

Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.

Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.

Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the jet ski loan early.

More about Ausloans Jet Ski Financing 

Your finance questions answered

Can I finance a used jet ski? 

Yes, with Ausloans, you can easily get approved for a second-hand jet ski. Used jet ski financing can be an excellent option if you are looking to drive away into the ocean without having to pay a premium price. Our 40+ lender panel allow us to have plenty of options to finance used jet skis. 

Can I get approved for a jet ski loan if I don’t have a deposit?

Don't worry, at Ausloans we offer no deposit jet ski finance, which means 100% of the purchase price is included in the jet ski loan package. So, if you don't have the funds upfront to buy the jet ski of your dreams, you still have the chance of getting your jet ski finance approved depending on your specific circumstances.

Do I need comprehensive insurance on my jet ski?

If your loan is a secured jet ski loan the answer is yes, comprehensive insurance is mandatory. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish. 

Can I get approved for a jet ski loan if I don’t have a deposit?

Don't worry, at Ausloans we offer no deposit jet ski finance, which means 100% of the purchase price is included in the jet ski loan package. So, if you don't have the funds upfront to buy the jet ski of your dreams, you still have the chance of getting your jet ski finance approved depending on your specific circumstances.

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