Knowledge Hub

Helping you make better-informed decisions when applying for a loan with Ausloans

About Us

We are the largest privately-owned finance brokerage and aggregation business in Australia. 

Through our multi-award-winning fintech software, Zink, we empower brokers to work smarter and maximise efficiency, making finance fast and easy for consumers and helping businesses and dealerships nationwide to improve their consumer experience and increase sales. 

Our purpose is to make finance fast & easy

Types of Loans We Offer 

Either you are looking to apply for a consumer or a commercial loan, we offer a comprehensive range of finance options to suit all your needs. 


Car Loans

Looking for a fast & easy car loan? We offer consumer car loans and commercial car loans with Low Doc Loans options for ABN holders

→ Car Loans Guide 


Leisure Loans

Get a leisure finance loan to help you buy a boat, jet ski, caravan, camper trailer, motorhome, motorbike and more. Leisure Loans are 

→ Leisure Loans Guide 


Personal Loans

Borrow a set of money for anything you need. Consolidate debts, take a holiday, buy new furniture or repair your car.  You choose!


Equipment Loans

Purchase, replace or upgrade machinery and equipment essential to run or grow your business. We have a range of options available for you.

How it works

Ausloans Finance Process



Apply online by completing the form

It takes only two minutes to make an online loan application. Our online application does not affect your credit score and gives us the information we need to qualify you and find you the right loan for your circumstances. 


Zink Software

finds the right loan for you

Our smart fintech platform qualifies applicants and searches for loans from a panel of 40+ lenders to find the right product for your specific circumstances. 


Our team of brokers work on your application 

Our team of more than 150 asset finance brokers around Australia work on your application until settlement, guiding you and answering your questions through the whole process.


You get approved and drive away!

It is that simple! Once you get approved, the funds are transferred to your vendor and you are ready to pick up your car or item you have financed.  

For an obligation-free enquiry click below

Apply Now

Eligibility Criteria & Documents You Need

Eligibiility Criteria 

To qualify for finance you need to:

  • Be over 18 years old.
  • Be an Australian citizen or permanent resident*
  • Be currently employed**
  • Earn at least $400 per week (after tax)
  • Not be in an undischarged bankruptcy or part 9 debt agreement. 


    *We may be able to help if you have a visa with more than 2 years remaining.
    **Min 1-month permanent employment (full or part-time) with continuation in the same industry (probation periods may be considered) - Or 6 months casual employment.
    *** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.


Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

  • Current Australian Residency Identification 
  • Two recent payslips
  • One current bank statement 

More About Ausloans Loans

Your finance questions answered

Does applying for a loan with Ausloans affect my credit rating?

No. Unlike a bank, we do not leave an impression on your file as part of our assessment. When you submit an application with Ausloans, the information in the form is retrieved to analyze loan options available for your specific circumstances without affecting your credit score (soft credit touch). This means it will not show on your credit file as a “declined” if your application is unsuccessful. Your credit score only gets affected if when, after discussing loan options with your broker, you decide to go ahead and an application is submitted to a lender.

Do I need comprehensive insurance on items I financed?

Yes, we require comprehensive insurance on any secured loan. Our team of asset finance brokers can help you arrange comprehensive insurance and add this to your loan package if you wish. 

Can I get approved for car finance if I don't have a deposit?

Yes, you can be approved if you don't have a deposit. At Ausloans we offer no deposit finance, which means 100% of the purchase price is included in the loan package.  If you don't have the funds upfront to buy the car of your dreams, you still have a chance of getting your car loan approved depending on your specific circumstances.

Can I get approved for a loan if I have poor credit?

Yes, with Ausloans you can get approved for a bad credit loan. As we work with a panel of more than 40 different lenders, we could help you even if you have an average or poor credit score. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you.

Apply Now

Meet Our Panel Of +40 Lenders

asset finance broker mildura lenders 1
asset finance broker mildura lenders
asset finance broker mildura lenders 1
asset finance broker mildura lenders 1
asset finance broker mildura lenders 1
asset finance broker mildura lenders 1
asset finance broker mildura lenders 1
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Frequently Asked Questions

About Ausloans Car Finance 

Applying for a loan

Getting my loan approved

Paying my loan

Customer Success Stories

We are proud of helping Australians to make their dreams come true

Trusted by the best in the car industry
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Ready for your next dream car?
Get the best finance deals today!


1800 277 768

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