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Leisures Loans from 4.99%

Ready to save money on your next leisure loan? Explore our leisure finance guide and let us find you the best rate for leisure finance in Australia.

  • Boat finance 
  • Jet ski finance
  • Caravan finance
  • RV finance
  • Camper trailer finance
  • Motorcycle finance
  • And more...

*T&C apply. Students and visitor visas not eligible

Buyers guide to new and used leisure loans 

Everything you need to know to get your best low rate leisure loan 

Get your best leisure loan rate with Ausloans

Dreaming of a new boat, jet ski or maybe a caravan camper? Ausloans can help you secure the finance you need for your first jet ski or your upgrade to the latest luxury boat,.  Every year we help 100's of Australians just like you finance their leisure dreams.

With access to over 40 lenders competing for your business and hundreds of leisure loan products we work for you, not the banks  Let our professional team of finance experts compare the market and secure you the best deal to match your budget. 

Ausloans leisure loans solutions for you

With our extensive panel of leisure asset lenders we have  solutions for all types of customers, no matter what your credit profile.  Ausloans has lenders waiting to offer you finance. Whether you are a personal consumer looking to buy a new or used boat, jet ski, motorbike, caravan, etc. or a business exploring the best chattel mortgage or low doc loan options we can help you secure the best rates and flexible lending options.

Got bad credit? We work for you, not the banks and we are here to help you overcome your lending challenges. At Ausloans we have solutions no matter what your circumstances.  

Apply Now

Leisure loan finance options for consumers

We understand all customers are different, so we offer a range of cost-saving finance options to suit your needs

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Boat Finance

Any time is a good time to get out on the water in Australia! Whether you are a fisherman who is looking for a small fishing boat, or you are looking to enjoy a cruise with friends on a motorboat, we have options to suit your needs. 

Learn more→

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 Jet Ski Finance

Are you an adrenaline junky looking for the next dream water toy? We have loan options that can help you get in the water fast & easy! 

Learn more→

 

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Caravan Finance

Looking to get finance for your caravan purchase? We offer a whole range of caravan loans solutions that will get you ready for your next family holiday. 

Learn more →
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RV Finance

Are you looking to travel in the comfort of a recreational vehicle? We offer different RV finance options to suit your needs and circumstances. 

Learn more →
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 Camper Trailer Finance

If you are looking for a cheaper option for your road trip, a camper trailer can be a great option. Discover our different loan options to finance it.  

Learn more→
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Motorcycle Finance


Looking to finance your next motorcycle? Learn more about our leisure loans options and get ready to open the road!

Learn more →

Why Ausloans? Fast leisure loans with great rates 

With our advanced technology and diverse lender panel getting you the best leisure loan deal fast has never been easier

 

Easy Online Application

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.

Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service, we can tell you if you qualify within minutes of accepting our call.

Advanced Matching

Our industry-leading car loan technology matches your unique profile to the best pre-qualified lender rates from 40+ lenders in minutes.

Multiple Loan Choices

Receive best rate leisure loan offers from multiple lenders and choose the deal which best suits you. 

Credit Score Protection

Your online application gets checked against 1,000+ lender policies before it's shared with a lender, to protect your credit score

Fast Approval

Our fintech software solution ZINK, help brokers to work more efficiently, speeding the application, submission and approval process for consumers.

Apply Now

Online leisure loans in 4 easy steps

With our advanced technology and diverse lender panel, getting you the best leisure loan deal fast has never been easier

1

Apply
online

Growth
25%
It takes only two minutes to make an online leisure asset finance application. No lengthy questions. Apply now.
2

Upload
documents
 

Growth
50%
Easily upload documents directly from your phone or computer.
3

Get your
personalised rate

Growth
75%

With our automated finance software ZINK, we match you with a lender and get you the best rate for your circumstances

4

Get 
approved

Growth
100%

Get approved and start enjoying your new leisure lifestyle. 

loan reviews from Ausloans customers just like you 

Read what real customers say about the Ausloans finance experience.
Our team are experts in leisure asset finance and are here to help you get the best deal possible.

Leisure loan tips to help you get approved

Want fast finance approval with better rates? Follow these leisure financing tips

Asset Age Matters

 Lenders see newer leisure assets as lower risk and in turn reward you with better rates. If you're shopping around for a jet ski, or motorbike newer is better.   The exception to the age rule is Caravans. Age is not as important but still matters. 

Protect your credit score

Improve your chances of getting approved by protecting your credit score. Make sure you pay all of your bills and any other loan repayments you may have on time.  Also try to avoid  payday loans or making regular withdrawals at places where gambling is permitted.  Lenders will ask to see your bank statements for the last 3 months before approving your car finance.   Bill defaults and /or regular, empty bank accounts will damage your chances of success. 

 

Be realistic about your borrowing power

One of the main things lenders look at when deciding whether to approve a car loan is capacity. Capacity basically means your ability to meet the weekly repayments to service the loan.  Choose a loan which is going to be affordable and within your budget. Applying for a loan amount which you cant afford usually results in a decline  and only damages your credit score which in turn makes it more difficult to get approved.

A good way to check affordability is to use our car loan calculator. this can give you a good idea of what your weekly repayments would be on different loan amounts and interest rates.

Having a deposit helps

While most lenders will allow you to borrow 100% of the amount required to purchase the leisure asset, having a deposit can really help you get approved. A deposit reduces the risk to the lender and also shows them that you are financially responsible, which in turn gives them confidence to give you the finance you want. 

 

Documentation is key

Leisure loan lenders will require you to submit documents to prove your income and ability to service the loan. 

To maximise your chances of approval and speed up the loan process prepare your documents in advance. You will need a minimum of 2 payslips and bank statements from the past 3 months. 

Jetski finance low rates 03

FAQs

Popular Questions and Answers

More About Leisure Loans

Learn more about your leisure loans options. 

 

Business vs Personal Loans

Personal Leisure Loans - A personal leisure loan is where you borrow an amount of money from a financial institution and repay the debt over an agreed timeframe with equal instalments. In general, a personal leisure loan is a cheaper option when it comes to interest payments.

Business Leisure Loans - Buying leisure items as a sole operator or as a company to add to your fleet is where a business car loan can help. You will have fixed monthly payments over an agreed period, and take ownership of it once all payments are made at the end of the loan term. As an ABN holder, you have to be able to justify the item you are acquiring is for business purposes. 

Secured vs Unsecured Loan 

Secured Leisure Loan - A secured leisure loan use the item you are financing to secure the loan. If at any time you are unable to repay the secure loan, the lender may be able to use your security asset to recuperate the difference. 

Unsecured Leisure Loan - The lender requires no security for the debt so the loan is subject to your ability to repay it. If you are thinking of buying more than one item and you would like to do it from different sellers, an unsecured loan is a good option, as the amount would be transferred to you to use at your discretion. 

Apply Now

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