Personal Loan & Payment Calculator

A personal loan calculator is a simple tool that allows you to quickly calculate your loan repayments based on the interest rate, term of the loan,  repayment frequency, and more.  

With our personal loan calculator, you can see the total cost of the loan including the total amount of interest you will pay on the loan.

Please note that a personal loan calculator is only an estimation tool. Individual rates and therefore repayments will differ depending upon your credit profile and the on offer. 

A personal loan calculator works by calculating your loan repayments based on the amount you wish to borrow, the term of the loan and  repayment frequency.

To calculate your personal loan repayments simply add the amount you wish to borrow, the term of the loan and your preferred repayment frequency and press enter to calculate an estimate of your repayments. 

Interest rates offered on your personal loan will be determined by your credit profile. Interest rates offered by lenders can vary significantly based on your profile and can range from as little at 8.74% up to 20% +. 

Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

• Current Australian Residency Identification 
• Two recent payslips
• One current bank statement 

If you apply for finance with Ausloans as an ABN customer you can:

• Apply with less documentation.  
• Receive discounted interest rates between 0.4 - 3% less than a consumer loan.
• Benefit from a tax write-off with your finance– we recommend speaking to your financial advisor before you apply. 

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for an assessment that will not damage your credit score to find a solution.