Solar Loans Australia

Power Your Home or Business with Smart Solar Finance

Going solar is one of the smartest investments Aussies can make — but the upfront cost can be a hurdle. That’s where solar panel financing comes in. At Ausloans, we help homeowners and businesses across Australia access solar loans with competitive rates, fast approvals, and flexible repayment terms. Whether you're upgrading your home to renewable energy or installing solar panels on your business premises, we’ve got a finance solution that fits your budget and goals.

With access to over 70 lenders, we do the hard work of comparing your solar finance options — so you don’t have to. It’s quick, obligation-free, and won’t impact your credit score.

Compare 70+ Solar Finance Lenders in Minutes

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WHAT CAN I USE A SOLAR LOAN FOR?

Need help switching to clean, renewable energy? Solar finance makes it easy to cover the cost of solar panels, batteries, and installation without the upfront hit. Whether you’re upgrading your home, cutting power bills, or reducing your carbon footprint, a solar loan offers a smart, affordable way to invest in long-term savings. Discover how Australians are using solar finance to power their homes sustainably and take control of rising energy costs.

Residential Solar Panel Installation

Finance the full cost of installing a home solar power system, including solar panels, inverters, and batteries.

Off-Grid and Hybrid Systems

Looking to reduce reliance on the grid? We offer solar finance for standalone or hybrid solar setups with battery storage.

Commercial Solar Systems

Reduce your energy costs and boost sustainability with solar panel financing for warehouses, factories, farms, or offices.

Solar Battery Storage

Add solar batteries like Tesla Powerwall to your existing system. We finance batteries as standalone or bundled with solar panels.

Home Energy Upgrades

Bundle your solar loan with energy-efficient upgrades like insulation, LED lighting, energy-efficient air con, and more.

Residential EV Charging Stations

Future-proof your home by installing a solar-powered electric vehicle charging station. With solar finance, you can cover the cost of hardware, installation, and integration with your rooftop solar system — all with flexible repayments.

WHY CHOOSE AUSLOANS FOR SOLAR PANEL FINANCING?

Whether you're financing rooftop solar, battery storage, or a complete home energy upgrade, we’ll match you with a lender that fits your unique needs.. With Ausloans, you’re not just applying for a loan — you’re gaining access to an entire marketplace of lenders who compete to offer you the best medical loan deal. Here’s what sets us apart:

No Credit Score Impact to Apply

Check your personalised loan options using our finance approval pre-check. It won't impact your credit score.

Fast Pre-Approval in Under 3 Minutes

Complete our simple online form and get matched with lenders in minutes — no waiting around.

Loans from $5,000 to $150,000+

Whether you’re upgrading a single room or overhauling the entire property, we’ve got finance options to match your budget.

Options for Good and Bad Credit

Our panel includes lenders who specialise in bad credit home renovation loans, low-doc approvals, and flexible terms for all credit types.

4.8 Stars from 5,000+ Reviews

Join thousands of satisfied Australians who’ve rated us for great service, clear communication, and fast funding.

Real People, Real Support

Speak with a broker who’ll guide you every step of the way — no pushy sales, just support.

Ready to find your best home solar finance rate?

Find My Best Rate Now!

Step 1

Step 1:
Apply Online in Minutes

Tell us what you need and upload your documents. No long forms.

Step 1

Step 2

Step 2:
We Compare 70+ Lenders

Our smart tech – Zink – finds your best match using AI and real-time lending data.

Step 2

Step 3

Step 3:
Get Approved and Funded Fast

We’ll guide you through approval, right through to settlement.

Step 3

Submit one application and we’ll handle the rest

— matching you to lenders who want your business.

Get Approved

Fast Loan Rate Comparison

COMPARE SOLAR LOAN RATES

Find Your Best Solar Finance Deal

Not all solar finance is created equal. Some lenders advertise low “teaser” rates that only apply to prime borrowers with perfect credit. The table below shows real advertised rates — but your actual rate will depend on your credit score, financial history, and system size.

To get matched with lenders that suit your profile, complete our quick online application. It’s free, takes 3 minutes, and won’t affect your credit score.

Lender

Loan Amount

Loan Term

Interest Rate (FROM)

Comparison Rate

Get My Rate

Pepper Money

$5,000 - $150,000

1-7 years

9.44%

10.92%

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Liberty

$5,000 - $100,000

2-7 years

8.29%

9.95%

Apply Now

Latitude

$3,000 - $100,000

2-7 years

9.24%

10.68%

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Wisr

$10,000 - $147,000

3-7 years

7.54%

9.08%

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MoneyMe

$5,000 - $50,000

3-7 years

5.99%

6.70%

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Now Finance

$15,000 - $100,000

18m-7 years

5.95%

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BOQ

$5,000 - $80,000

1-7 years

7.39%

8.19%

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ANZ

$5,000 - $75,000

1-7 years

7.49%

8.18%

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Commonwealth

$4,000 - $120,000

1-7 years

6.29%

7.71%

Apply Now

Plenti

$10,000 - $100,000

1-7 years

6.49%

8.05%

Apply Now

Compare 70 Lenders

— one simple application.

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HOME SOLAR LOAN QUESTIONS ANSWERED

Got questions about how solar panel financing works in Australia? You’re in the right place. Whether you're looking to install rooftop solar, invest in battery storage, or set up a residential EV charging station, this FAQ section covers everything you need to know about solar loans. From who’s eligible and what documents you’ll need, to approval times and how repayments work — we’ve answered the most common questions to help you finance your solar upgrades with confidence.

We offer solar loans for homeowners, renters, and business owners. Whether you’re PAYG, self-employed, or running a small business, you can apply for solar panel financing with Ausloans. We even have options for low-doc and less-than-perfect credit.

If you’ve been turned down elsewhere, don’t stress. Ausloans partners with lenders who specialise in bad credit and low-doc loans. As long as you meet basic eligibility and show ability to repay, there’s a good chance we can help you secure solar finance.

Most lenders offer 100% finance for solar panel systems, meaning you can install now and pay over time. Some borrowers may choose to pay a small deposit to reduce repayments, but it’s not mandatory.

Solar loans are typically structured as unsecured personal loans, meaning the solar system isn’t tied to your home or assets. This makes the process faster and more flexible than secured loan options.

Most lenders offering home improvement loans have a minimum loan threshold of $5,000. However, you can borrow significantly more depending on your credit profile and income. Repayment terms range from 1 to 7 years, and you’ll be matched with a lender who offers loan structures that suit your budget and financial goals.

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