Secured car loans are the best choice for both personal and business car loans. Secured car loans come with a lower rate than unsecured car loans allowing you to save on interest and pay an overall lower total loan cost. Additionally, secured car loan rates are fixed not variable making it easier to budget for your repayments, If your vehicle is going to be used for business more than 50% of the time we recommend looking at a secured business car loan commonly called a chattel mortgage.
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount if you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, car's interest rates start at 4.99% p.a*. However, consider this is available for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan.
Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges.
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