Blog
Loans

Auto Financing For Personal or Business Use

Ausloans Australias premier online car broker. We make auto financing easy

 

 

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy

 

 

Caravan Loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy

 

 

Commercial loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy

 

 

Fuel your business growth 

Harness the power of Australia's largest independent finance aggregator.  Access multiple lenders and get all the tools and support you need  to grow your business.

 

Business

Menu
Blog
Contact
AUS_web-motorbike-compressed
car fiance we work for you
IN PARTNERSHIP WITH AUSLOANS

Get The Right Motorbike Finance

Get real personalised rate offers from multiple lenders in minutes with no impact on your credit score. 

Motorbike Financing    

New and Motorbike Finance

Fast & Easy Motorbike Finance

Looking to finance your first motorbike or upgrade to a newer model? We offer a streamlined process to help you secure competitive finance options from our extensive panel of lenders. Whether you need flexible terms or affordable repayments, we’ll find a solution that suits your budget.

Why choose us?

  • Access to a wide range of lenders for the best available rates
  • Simple online application with fast approvals
  • No impact on your credit score when checking your options

Use our motorbike loan calculator to estimate repayments or complete our quick online form to check your borrowing power. Get personalised rate offers with no obligation.

Finance Options

  • Secured car loan
  • Personal car loan
  • Bad credit loan
  • Refinance

Secured Motorbike Loan Options

What is a Secured Motorbike Loan?

A secured motorbike loan is a finance option where your bike acts as security for the loan. This reduces risk for lenders, allowing you to access lower interest rates compared to unsecured loans.

With fixed rates and repayments, budgeting is easier, and you can save on total loan costs over time. If your motorbike is used for business more than 50% of the time, a chattel mortgage (secured business loan) may be a better fit.

Benefits of a Secured Motorbike Loan

✔ Borrow more with better loan terms
✔ Lower interest rates than unsecured loans
✔ Fixed rates for predictable repayments
✔ Balloon payment options to lower monthly costs

Use our motorbike loan calculator to estimate repayments, or complete a quick online application to check your borrowing power—no obligation, no impact on your credit score.

Apply now and get your motorbike finance sorted today.

Unsecured Motorbike Loan Options

What is an Unsecured Motorbike Loan?

An unsecured motorbike loan functions like a personal loan for a bike, meaning it’s not tied to the asset. Instead of using the motorbike as security, lenders assess your credit score and overall creditworthiness to determine your eligibility.

Since lenders take on more risk with unsecured loans, interest rates are generally higher, and borrowing limits may be lower compared to secured options. Some unsecured motorbike loans also come with variable interest rates, which can change over time.

Features of an Unsecured Motorbike Loan

✔ Not tied to the asset
✔ Lower borrowing limits compared to secured loans
✔ Higher interest rates due to increased lender risk
✔ Fixed or variable rate options available

Use our motorbike loan calculator to estimate repayments, or complete a quick online application to check your borrowing power—no obligation, no impact on your credit score.

Apply now and explore your motorbike finance options today.

testimonial-bg
testimonial-left-field

Finance Reviews 

testimonial-right-field
See their stories 
Motor-bike-finance-02-compressed (4)

How It Works 

Follow our 4 steps process to apply online and get an answer in minutes.

1

Apply
online

1 Minute
25%
It takes only two minutes to make an online motorbike loan application. No lengthy questions. 
2

Upload
documents 

2 Minutes
50%
With our online motorbike loan application, easily upload documents directly from your phone or computer.
3

Get your
personalised rate

3 Minutes
75%

Our automated finance software ZINK, matches you with a lender and get you the best motorbikes loan interest rate for your circumstances.

4

Get 
approved

Same day
100%

Get approved and drive away!

Use our Ausloans Loan Calculator to get an estimate of what it may cost you to drive away. 

How to use Ausloans Loan calculator? 

Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.  

Balloon Payment: A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan.  

Car Loan Calculator

How much do you want to borrow?
$
Interest Rate?
%
Over how many years?
Years
You want repayments as
Web-background-01a

We Make Motorcycle Finance Easy

We find you the best motorcycle loan rate for your credit profile

laptop

Easy Online Application

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.

rocket

Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service we can tell you if you qualify within minutes of accepting our call.

bank

Multiple Loan Choices

Receive best rate motorbike loan offers from multiple lenders and choose the deal which best suits you. 

score

Credit Score Protection

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score

percentage

Great Low Rates

Our massive lending panel allows us to find you the best motorbike finance rates in the country

human

Personalised Service 

Our team of more than 150 asset finance brokers work with you until your motorbike loan is settled.

OUR MOST POPULAR FINANCING ARTICLES

Must-Read Finance Advice 

MicrosoftTeams-image (27)

Frequently Asked Questions

About Ausloans Motorbike Finance 

Applying for a loan

Getting my loan approved

Paying my loan

Motorbike Loans Repayment Options

With access to our network of over 40 lenders, we can help tailor a motorbike financing solution to meet your needs. With no deposit, balloon payments, extended loan terms, and bad credit financing options we are here to help you get out on the road fast. 

Motor-bike-finance-03-compressed

Finance 100%  -  Need a motorbike but don't have a deposit. We've got lenders who will allow you to borrow  100% of the amount required to get you the bike you need.. 

Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.

Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.

Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the caravan loan early.

More about Ausloans Motorbike Loans

Your bike finance questions answered

Can I finance a used motorbike?

Yes, with Ausloans, you can quickly get approved for a second-hand motorbike loan. Used bike finance can be an excellent option if you are looking to hit the road without having to pay a premium price. With our 40+ lender panel, we have plenty of options to get you a finance solution that suits your needs.

Can I get approved for bike finance if I don't have a deposit?

Don't worry; at Ausloans, we offer no deposit motorbike finance, which means 100% of the purchase price is included in the bike loan package. So, if you don't have the funds upfront to buy the bike of your dreams, you still have the chance of getting your motorbike loan approved, depending on your specific circumstances.

Do I need comprehensive insurance on my bike?

Yes, we require comprehensive insurance on your bike most of the time. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.  

Can I get approved for bike finance if I have
poor credit?

Yes, you can get approved for a bad credit loan. At Ausloans, we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit, we might be able to help you. To assist bad credit finance applicants or Centrelink loan applicants, we created 1800Approved, an established car finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants.

MicrosoftTeams

NEED FINANCE 

FAST EASY FINANCE