Yes. Some lenders offer 100% finance so you can fund the entire campervan purchase without a deposit. Having a deposit can improve your rate and approval chances, particularly for older models or for applicants with slimmer borrowing capacity.

Your rate depends on your credit score, income, employment, loan type, and the age and condition of the campervan. Our AI-powered Zink system compares your profile against 70+ lenders to show you real offers in minutes — without affecting your credit score.

Campervan loans in Australia can go from 2 to 7 years. Typically, The actual loan term can depend on the lender, your credit profile, and the age and value of the camprevan. Choosing the right loan term affects both your monthly repayment and total interest paid: shorter terms mean higher repayments but lower overall interest, while longer terms reduce monthly costs but increase the total cost of the loan.

Yes, we work with lenders who finance both new, near-new and used campervans. Rates will depend on the age, condition, and value of the van, as well as your credit profile.

You can bundle accessories and upgrade items like solar panels, roof racks, awnings, kitchen fit-outs, or interior upgrades into your loan. We’ll find lenders who allow these extras so you can pay for everything in one simple repayment.

If you're looking to fit out or convert a campervan you own, personal loan options would be the suitable and flexible choice.

The documents you’ll need for a camper trailer loan include: 100 points of ID, recent payslips or proof of income (e.g. BAS if self-employed), bank statements (typically 90 days), and the details of the trailer you're buying. If it's a private sale, we’ll also help with seller info and asset checks. Don’t stress — your dedicated finance specialist will walk you through every step.

Yes, but the existing loan must be paid out before the title is transferred. This is usually handled in settlement, and you should run a PPSR check to confirm no encumbrances.

Ausloans helps guide you through a safe submission, settlement and payment transfer process so you can drive away with confidence.

Yes, pre-approval helps to set your budget, speeds up the transaction, and helps you negotiate campervan price with confidence, especially at auctions or private sales.

Pre-approvals are valid for 60-90 days, depending on the lender.