Auto Financing For Personal or Business Use

Ausloans Australias premier online car broker. We make auto financing easy



Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Caravan Loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Commercial loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Fuel your business growth 

Harness the power of Australia's largest independent finance aggregator.  Access multiple lenders and get all the tools and support you need  to grow your business.


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Commercial Truck Finance

Get real personalised truck finance rate offers from multiple lenders in minutes with no impact on your credit score. 

New and Used Truck Financing

Brokered Truck Finance Solutions

We offer finance solutions for both new and upgraded trucks, with access to consumer and commercial lenders. Options include no deposit, balloon payments, and extended loan terms. Use our truck loan calculator for repayment estimates or complete our online form to receive personalised rate offers without obligation or affecting your credit score.

Secured Truck Loan Options

A secured truck loan uses the truck as collateral, resulting in lower interest rates compared to unsecured loans. This helps save on interest and reduces the overall loan cost. Additionally, the rates are fixed, making it easier to budget for repayments.


Truck Personal Loan Options

A personal loan for a truck is an unsecured loan, not tied to the asset. Eligibility is based on your credit score. Due to the higher risk for lenders, these loans may have lower borrowing limits and higher interest rates, resulting in a higher total loan cost compared to secured loans.

Chattel Mortgage and Equipment Loans Guide →

Truck Finance Options

  • Secured Truck loan
  • Personal Truck loan
  • Chattel Mortgage



Secured Car Loan Benefits

  • Borrow more
  • Fixed rates
  • Fixed repayments
  • Lower interest rates
  • Balloon payment options

Unsecured Loan Benefits


Finance Reviews 

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How It Works 

Follow our 4 steps process to apply online and get an answer in minutes.



1 Minute
It takes only two minutes to make an online truck loan application. No lengthy questions. 


1 Minutes
With our online truck loan application, easily upload documents directly from your phone or computer.

Get your
personalised rate

3 Minutes

Our automated finance software ZINK, matches you with a lender and get you the best truck loan interest rate for your circumstances.



Same day

Get approved and drive away!

Use our loan calculator to get an estimate of what it may cost you to drive away. 

How to use Ausloans' Loan calculator? 

Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.  

Balloon Payment: A balloon payment allows you to reduce your repayments during the loan term by making a one-off lump sum payment at the end of your loan.  

Ausloans Loan Calculator

How much do you want to borrow?
Interest Rate?
Over how many years?
How much deposit do you want to add?
You want repayments as
Balloon repayment
Balloon Final Payment
Balloon Percent

We Make Truck Finance Easy

We find you the best truck loan rate for your credit profile


Easy Online Application

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.


Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service, we can tell you if you qualify within minutes of accepting our call.


Multiple Loan Choices

Receive best rate truck loan offers from multiple lenders and choose the deal which best suits you. 


Credit Score Protection

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score


Great Low Rates

Our massive lending panel allows us to find you the best truck finance rates in the country


Personalised Service 

Our team of more than 150 asset finance brokers work with you until your truck loan is settled.


Must-Read Truck & Equipment
Finance Advice 

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Frequently Asked Questions

About Ausloans Finance 

Applying for a loan

Getting my loan approved

Paying my loan

Truck Loan Repayment Options

With access to our network of top consumer and commercial lenders, we can help tailor a truck financing solution to meet your needs. With no deposit, balloon payments, extended loan terms, and leasing options for commercial customers we are here to help you get truckin.


Secured Truck Finance – With this type of loan, your loan is tied to the truck and monthly payments are fixed for the entire term of the loan. This is perfect for those who are budget conscious and want to know exactly what they need to pay month after month.

Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.

Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.

Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the truck loan early.

More about Ausloans Truck Loans

Your truck finance questions answered

Can I finance a used truck?

Yes, with Ausloans, you can quickly get approved for a second-hand truck loan. Used truck finance can be an excellent option if you are looking to hit the road without having to pay a premium price. With our 40+ lender panel, we have plenty of options to find a loan that suits your needs.

Can I get approved for truck finance if I don't have a deposit?

Don't worry; at Ausloans, we offer no deposit truck finance, which means 100% of the purchase price is included in the truck loan package. If you are purchasing the truck for business use take a look at our Chattel Mortgage options

Do I need comprehensive insurance on my truck?

Yes, lenders require comprehensive insurance on your truck.  Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.  

Can I get approved for truck finance if I have
poor credit?

Yes, you can get approved for a poor credit truck loan. At Ausloans, we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit, we might be able to help you. To assist bad credit truck finance applicants we created 1800Approved, an established car finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants.