New and Used Truck Financing
Whether you are looking to finance your first truck or upgrade to the latest long-haul vehicle, we've got finance solutions for you. With access to our network of consumer and commercial lenders, we can help tailor a truck financing solution to meet your needs with no deposit options, balloon payments, and extended loan terms. Use our truck loan calculator to get an estimate of your truck finance repayments or complete our simple, online form to check your financial power and receive real personalized rate offers from our extensive panel of lenders. Don't worry, there's no obligation and it won't affect your credit score.
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, the car's interest rates start at 4.69% p.a*. However, consider this is available only for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the loan term by making a one-off lump sum payment at the end of your loan.
We find you the best truck loan rate for your credit profile
Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.
Don't wait days to get an answer. With Ausloans personalised customer service, we can tell you if you qualify within minutes of accepting our call.
Receive best rate truck loan offers from multiple lenders and choose the deal which best suits you.
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
Our massive lending panel allows us to find you the best truck finance rates in the country
Our team of more than 150 asset finance brokers work with you until your truck loan is settled.
With access to our network of top consumer and commercial lenders, we can help tailor a truck financing solution to meet your needs. With no deposit, balloon payments, extended loan terms, and leasing options for commercial customers we are here to help you get truckin.
Secured Truck Finance – With this type of loan, your loan is tied to the truck and monthly payments are fixed for the entire term of the loan. This is perfect for those who are budget conscious and want to know exactly what they need to pay month after month.
Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.
Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.
Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off the truck loan early.
Your truck finance questions answered
Yes, with Ausloans, you can quickly get approved for a second-hand truck loan. Used truck finance can be an excellent option if you are looking to hit the road without having to pay a premium price. With our 40+ lender panel, we have plenty of options to find a loan that suits your needs.
Don't worry; at Ausloans, we offer no deposit truck finance, which means 100% of the purchase price is included in the truck loan package. If you are purchasing the truck for business use take a look at our Chattel Mortgage options
Yes, lenders require comprehensive insurance on your truck. Our team of asset finance brokers can help you arrange comprehensive insurance if you wish.
Can I get approved for truck finance if I have
Yes, you can get approved for a poor credit truck loan. At Ausloans, we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit, we might be able to help you. To assist bad credit truck finance applicants we created 1800Approved, an established car finance brand specialising in credit rehabilitation for mid and subprime lending for both consumer and commercial applicants.
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