This form of asset finance lets businesses acquire the tools they need without tying up capital. It typically involves repayments over a fixed term, with options for ownership at the end.t.

How much you can borrow depends on Lender policies vary, but in most cases, the asset must meet age and condition requirements. We’ll help match you to lenders who accept used equipment.

If you're a new business or don't have full financials, low-doc loans are available based on your ABN, GST registration, and bank statements.

Yes, balloon payments are commonly available on equipment finance deals. A balloon repayment allows you to pay a lump sum at the end of your loan term, which lowers your regular monthly repayments during the loan. This can improve cash flow for your business—especially if the equipment helps generate revenue. Keep in mind, the balloon amount must be paid in full at the end of the term, either by refinancing, selling the asset, or using business savings.

The turnaround time depends on the lender and how quickly you supply the required documents. With our smart matching and streamlined process, many customers receive conditional approval within hours, with funds transferred as soon as the loan is finalised. If you need fast access to funds, we recommend uploading your documents during the initial application.