Trnsform Your Brokerage With End-To-End Fintech Solutions

STRUGGLING WITH CLUNKY SYSTEMS THAT COST TIME AND MONEY?

Book a Zink Demo

 Explore the Power Of AI  

Consumer Facing Apps | Instant Credit Check & Lender Matching | CRM For Lead Management | Lender APIs

THE PROBLEM

Struggling Against Systems That Cost You Time & Money?

Are these common roadblocks killing your business?

Incomplete or Inaccurate Applications

Stop wasting time chasing missing documents, correcting errors, or re-entering details because applicants provide incomplete information.

Wasted Time on Unsuitable Deals

Stop spending hours on applications that ultimately fail lender checks because affordability or credit criteria aren’t met

Difficulty Matching Clients with the Right Lender

Stop struggling to match clients with the right lender. Avoid unnecessary mistakes, delays and declines..

Wasting Time with Manual Submissions

Avoid the chaos of spreadsheets and re-entry. Manual lender submissions cost time and accuracy.

THE SOLUTION
Faster Decisions | Smarter Matching. | Greater Results
 

AI Finance Engine

Meet Zink, our proprietary AI loan decisioning and assessment engine. Zink automates the finance process from application to settlement — giving brokers a faster, more compliant, and scalable way to process deals

 
Broker Zink CRM and loan assessment engine (1)

What Makes Zink Different

Traffic Light Credit Assessment

Zink's instant traffic light credit assessment offers quick views on customer eligibility, serviceability and fundability giving you accurate insights for confident financing decisions.

AI-Powered Decisioning

Our intelligent credit assessment instantly analyses customer data, matching each applicant to the most suitable lender and loan product based on their credit profile and asset type.

Direct-to-Lender API Connections

Zink integrates directly with lenders, via API pushing applications straight into their systems. This means faster approvals, fewer manual uploads, and less back-and-forth between you and lenders.

Automated Compliance

Every deal processed through Zink meets regulatory requirements automatically. The system timestamps every action and maintains a complete audit trail, ensuring ASIC and NCCP compliance without added admin.

Time-Saving Efficiency

By automating data capture, lender matching, and document validation, Zink reduces manual processing and eliminates repetitive tasks — so you can focus on what matters: closing more deals and serving more clients.

RESULT

Less paperwork, faster settlements, and total confidence that every deal is accurate, compliant, and lender-ready.

Real Results That Drive Broker Productivity

Zink AI Performance Management Advantage

60%

Approval Time

Average 60% faster than traditional lender submission methods thanks to direct API connections.

40%

Manual Admin

Up to 40% reduction in time spent on document uploads, compliance checks, and lender follow-ups.

100%

Compliance Accuracy

100% audit-ready with automated NCCP and ASIC compliance tracking on every deal.

35%

Conversion Rate

Brokers using Zink report up to a 35% increase in deal settlements versus manual workflows.

Book A Discovery Call

Explore the Ausloans Advantage

Why Asset Finance Brokers Love Zink

Zink: Built for Brokers. Backed by Compliance.

Key Features of Zink

From first enquiry to final settlement, Zink keeps every file smart, secure, and consistent.

Stage 1: Smart Enquiry & Data Capture

Start strong with accurate data and instant checks.

Smart Data Capture

Guided prompts ensure full residential, employment, and spouse history is collected. Real-time validation of addresses and emails.

Instant Privacy & Credit Consent

Automatic consent, credit guide, and credit quote issued upfront. Credit file only retrieved after approval.

First Traffic Light Assessment

Credit report instantly scored (Green/Amber/Red) to show risk profile before progressing.

Integrated Data Sources

Seamless feeds from Equifax, Illion, PPSR, Glass’s Guide, and property records — all stored securely with audit access.

Stage 2: Affordability & Verification

Save time by filtering out unsuitable deals early

Early Affordability Check

Surplus income benchmarked against Ausloans’ standards. Hard stop if < $200/month.

Secure Document Collection

Clients upload payslips, ID, bank statements via secure links. OCR verification (coming soon).

Second Traffic Light Assessment

Expanded “Five Cs of Credit” checks: character, capacity, collateral, creditworthiness, conditions. Red = stop, Amber = warnings + notes.

Deep Verification

Housing, income, expenses, and liabilities validated through multiple sources. CCR reconciliation (roadmapped)

Stage 3: Lender Matching & Suitability

Match clients to the right lender — with confidence.

Automatic Preliminary Assessments

Generated at key stages to maintain a documented trail of suitability.

AI Lender Matching

RAM & BA decision engines rank lenders by likelihood of approval. Compare up to 20 lenders.

Final Suitability Hard Stop

Must show at least $1 surplus post-repayment before submission. Includes optional insurance/warranty.

Flexible Submission Pathways

API first (preferred for data integrity), with email/portal supported under compliance guardrails.

Stage 4: Settlement & Compliance

Close deals quickly while meeting every requirement.

Real-Time Broker Updates

Keep diary notes, lender feedback, and client comms all in one record.

Settlement Made Simple

Digital signing with DocuSign. Option for broker or head office to complete settlement.

Compliance Review (Fail/Pass)

Every settled file audited. Fail = corrections required. Pass = archive.

End-to-End Guardrails

Hard stops, amber warnings, and audits ensure consistency across every broker and every deal.

Book a Zink Demo

 Explore the Power Of AI  

Stop Burning Time and Money On Agencies, Ads and Lead Lists Thst Don't Convert

Zink Lead Marketplace - Cut Through The Noise

Zink Lead Marketplace delivers finance-ready car and asset buyers, pre-screened and matched to your business direct to your Zink work basket.

Transform Your Brokerage With End-To-End Fintech Solutions

Zink gives brokers everything they need to succeed — advanced technology, real-time lead flow, and business-ready tools to scale your business fast. 

Zink Workbasket

Zink CRM and Workbasket

Our proprietary AI loan decisioning and assessment engine that powers faster approvals through automating credit assessments, direct-to-lender APIs, and compliance workflows

zink traffic light credit assessment (1)

Zink loan assessment platform

Our proprietary AI loan decisioning and assessment engine that powers faster approvals through automating credit assessments, direct-to-lender APIs, and compliance workflows

Ausloans lead marketplace (1)

Live lead marketplace

Exclusive access to a steady flow of sales qualified leads and live lead transfers — from pre-screened consumer enquiries and pre-assessed clients to real-time connections direct from Ausloans’ Australian call centre. 

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Personally branded broker microsite

 Personally branded consumer facing broker microsite to capture leads and enhance your personal brand

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White-label finance referral tools

Branded white label website widgets and referral pages that help you scale your partner network and generate inbound finance leads 24/7.

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Consumer Zink - A Smarter Way for Customers to Apply

Consumer Zink makes finance applications fast, secure, and stress-free — while giving brokers and their business partners a powerful tool to capture qualified leads both in-store and online.

Forget Waiting

Looking for a Specific Loan?

All Car Loans

Compare car Loan Options →

EV Car Loans

Compare EV Loan Options →

Commercial Finance

Compare Business Car Loans →

 

Ready to Get Started?

 
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