Dynamoney - Business finance that moves at the speed you do

Dynamoney (formerly known as Grow Finance) is a specialist lender focused on providing flexible funding solutions for Australian businesses. Unlike traditional banks, they operate as a non-bank lender, meaning they often have simpler processes, faster approvals, and more flexible criteria. Their product range covers everything from asset and equipment finance to vehicle funding, business term loans, overdrafts, and even insurance premium finance. Designed to support SMEs at every stage of growth, Dynamoney uses digital tools, open banking data, and streamlined underwriting to speed up the approval process and help businesses access funds quickly when they need them most.

CDynamoney is known for working with a wide range of businesses, including those that may not meet the strict criteria of traditional banks. While a good credit score can help you secure lower rates, it’s not the only factor Dynamoney looks at. They assess your business performance, cash flow, trading history, security, and the type of asset you want to finance. Even if your credit score is less than ideal, you may still be eligible — although your interest rate could be higher, or additional documentation may be required. The best approach is to discuss your situation with a broker or Dynamoney directly before applying.

If your financial situation changes — for example, due to unexpected expenses, market downturns, or slower cash flow — it’s important to contact Dynamoney straight away. They have hardship and support processes in place and may be able to adjust your repayment schedule or discuss alternative solutions to help you stay on track. Acting early gives you the best chance of avoiding defaults and protecting your business credit history.