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Use our car finance calculator to estimate your repayments on a new or used car loan. With our Car finance Calculator, you can calculate your finance repayments to match your pay cycle. Choose from weekly, fortnightly, or monthly loan repayment options.
You can calculate your car finance repayments based on the amount you wish to borrow, the length or term of the loan in years. (choose from 1 - 7 year loan term) and residual value (balloon value).
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, the car loan interest rates start at 5.69% p.a*. However, consider this is available for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan.
Find answers to the most commonly asked questions about using our car finance calculator
A car finance calculator is a simple tool that allows you to quickly calculate your car loan repayments based on the interest rate, term of the loan, repayment frequency, and more.
With our car finance calculator, you can see the total cost of the loan including the total amount of interest you will pay on the loan.
Please note that a car finance calculator is only an estimation tool. Individual rates and therefore repayments will differ depending upon your credit profile and the offer.
A car finance calculator works by calculating your loan repayments based on the amount you wish to borrow, the term of the loan, repayment frequency, and any deposit or balloon payments you may wish to pay at the end of the loan.
To calculate your car finance repayments simply add the amount you wish to borrow, the term of the loan, and your preferred repayment frequency and pr3ss enter to calculate an estimate of your repayments.
Interest rates offered on your car finance will be determined by your credit profile. Interest rates offered by lenders can vary significantly based on your profile and can range from as little at 4.99% up to 20% +.
To provide you with an idea of the cost of your loan repayments we have set our car finance calculator to display repayments based on an interest rate of
Making an application is quick and easy. You just need to have the following documents ready to give to your broker:
If you apply for finance with Ausloans as an ABN customer you can:
Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution.