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Ausloans Car Lease Finance

Thinking of leasing instead of buying? We've got access to specialist car leasing lenders waiting to help.

*T&C apply. Students and visitor visas not eligible

Car loan reviews from Ausloans customers just like you 

Read what real customers say about the Ausloans car loan experience then continue below to learn the best way to secure car lease finance for your dream business vehicle. Our team are experts in auto finance and are here to help you get the best deal possible.

Car Leasing Made Easy 

Avoid the runaround and get real rate car leasing offers from multiple lenders in minutes

Get real car leasing rate offers 

Are you considering leasing a vehicle for your business Avoid the runaround and get real rate car leasing offers from multiple lenders in minutes. At Ausloans we do more than compare lender rates, we use your credit profile to instantly match you with real lenders, from our extensive commercial lender panel. These are lenders with real offers keen to finance your dream car lease.  

How does a car lease work? 

Leasing a car is much easier than you think..  Here's how car leasing works. Once you find the car you want, we will find you the best rate car lease lender for your profile. The lender will then purchases the vehicle on your behalf, and then lease it back to you at an agreed, fixed monthly rate for term of the lease. When the lease finishes you can either purchase the car by paying the residual left owing on the car or alternatively enter a new lease agreement or trade up.  

Who is a car lease for and why choose Ausloans?

Car leasing is best suited to people who use their vehicle for business purposes more than 50% of the time.  Ideal for sole traders, ABN holders and salaried workers looking to offset their taxable income, car leasing provides an alternative to a chattel mortgage and may offer you some tax benefits as lease payments are usually tax deductible on vehicles used for business.

Apply Online 

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.

Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service, we can tell you if you qualify within minutes of accepting our call.

Fixed Rates 

Our industry-leading car loan technology matches your unique profile to the best pre-qualified lender rates from 40+ lenders in minutes.

Fixed repayments

Receive best rate car lease finance offers from multiple lenders and choose the fixed cost repayment plan that best suits you. 

Tax Benefits 

Car leasing is a great way to offset your tax bill as lease repayments are often tax-deductible. 

Low Doc Options

Is your business new or have limited tax records We have low doc finance options to meet your needs

Fast car lease finance in 4 easy steps

With our advanced technology and diverse lender panel getting you the best car lease deal fast has never been easier

1

Apply
online

1 Minute
25%
It takes only two minutes to make an online application. No lengthy questions. Apply Now
2

Upload
documents
 

2 Minutes
50%
Easily upload documents directly from your phone or computer.
3

Get your
personalised rate

3 Minutes
75%

With our automated finance software ZINK, we match you with a lender and get you the best rate for your circumstances

4

Get 
approved

Same day
100%

Get approved and drive away!

Car Lease Tips For Fast Finance Approval

Here are 4 tips to help you secure the finance you need. 

Be honest about your finances

When you apply for a car lease lenders conduct thorough credit checks across multiple databases and transaction records. Establish credibility and good character by being honest with your answers. To assist you lenders need to know your history and unexpected suprises can damage your chances of  success. 

Tax Records

One of the key requirements for car lease qualification is lease serviceability. To lease a car you will need to provide evidence of your income.

For businesses this means you will need to provide an ABN and a minimum of 6 months of BAS statements.

For employees looking to secure a novated lease you will first need agreement from your employer. If your employer is happy to set up a salary sacrifice arrangement you will still need to demonstrate capacity to pay the lease. Evidence required will include payslips and bank statements. 

Banking conduct

Your banking conduct is important. Try to avoid draining your bank account of all available funds on paydays. Lenders like to see that you have some savings, even if small. 

No deposit required

A deposit is not required for obtaining a car lease. 

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FAQs

Popular Questions and Answers

Pros and Cons of leasing a Car in Australia?

Leasing a new car is fast becoming a popular option for businesses and salaried employees looking to finance a work vehicle but it’s not for everyone. Before deciding on a car lease option check out the pros and cons of car leasing in Australia.

 

Car Leasing - Pros

  • New car benefits –  With leasing you can enjoy the benefits of a new car and manufacturers warranty as well as the added benefit of being able to upgrade to a new model every few years. 
  • No deposit required-  Car leasing generally does not require a deposit giving you more cashflow un your business.
  • No GST - As you are not purchasing the vehicle you won't be responsible for paying the GST on the purchase. 
  • Tax benefits - . Depending on your business structure leasing a car can offer some significant tax savings. We recommend you get professional advice from your accountant or registered tax agent to see if a car lease is right for you. 

Car Leasing - Cons

  •  You don't own the car - As you do not own the vehicle you cannot sell the vehicle or list it as a business asset. 
  • You cannot modify the vehicle in any way,-  this includes adding accessories like tow balls and roof racks as well as  things like company logo stickers.
  • Conditions of the lease - Depending on the lender your car lease may contain restrictions on the number of kilometers you can travel.  
  • More expensive in the long term - When you take into account monthly repayments, fees and charges leasing a car may be a  more expensive option than purchasing a car with a traditional loan. 

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