Auto Financing For Personal or Business Use

Ausloans Australias premier online car broker. We make auto financing easy



Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Caravan Loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Commercial loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy



Fuel your business growth 

Harness the power of Australia's largest independent finance aggregator.  Access multiple lenders and get all the tools and support you need  to grow your business.



Buying a Jet Ski: 6 Tips to avoid Common Buying Mistakes

Larissa F. Gasperi
Aug 8, 2023 11:03:22 AM

Hello, future wave conqueror! Picture this: the open water in front of you, the sunshine reflecting off the surface, the thrill of speed and a delightful spray of cool water on your face, all from the helm of your very own jet ski. It's a dream many of us have, and we totally understand why you're psyched to make it a reality. 

Skip to:
Mistake #1: Buying New When Used Would Do 
Mistake #2: Skipping the Test Ride 
Mistake #3: Neglecting the Engine Inspection 
Mistake #4: Overlooking Maintenance and Operating Costs 
Mistake #5: Not Considering Your Needs 
Mistake #6: Neglecting the Research Phase 

Riding a jet ski is all about freedom and fun, a unique blend of excitement and relaxation. Whether you're into high-adrenaline racing or prefer a leisurely cruise through a serene lake, a jet ski can provide an unparalleled water-based experience. It's no wonder you're raring to join the ranks of proud jet ski owners.

But let's pump the brakes for a moment - or, more accurately, cut the throttle. Purchasing a jet ski is no small investment, and it's not a decision to be made lightly. It's easy to get carried away by the prospect of endless summer days on the water, but as with any significant purchase, there are potential pitfalls and common mistakes that buyers often overlook. 

If you're not careful, these mistakes could turn your jet ski dream into a financial nightmare, or even a safety hazard. That's why we're here, with this comprehensive guide, to help you avoid those missteps and ensure your jet ski buying experience is as smooth as the glassy waters on an early morning ride. 

Let's dive right into it and navigate the seas of buying a jet ski without any major blunders. So, sit back, put on your captain's hat (or life vest, safety first!), and let's chart a course towards successful jet ski ownership!  


Mistake #1: Buying New When Used Would Do 


There's something to be said for being the first person to ever ride a brand new jet ski. The smell of fresh materials, the shiny exterior untouched by water or sand, the perfect engine that's never been started – it's an exciting allure that's hard to resist. You're not just buying a jet ski; you're buying the privilege of being its first captain. 

Yet, much like driving a new car off the lot, the gleaming new jet ski depreciates the moment it hits the water. That depreciation can be steep in the first couple of years, and the price tag on a new model could seriously dent your budget. If you're like most of us and not made of money, you may want to consider buying a used jet ski instead. 

Why? First off, used jet skis can offer significant savings upfront. Just a couple of years into a jet ski’s life, the price can drop substantially, making it a far more affordable prospect. That's a lot of extra cash you could spend on life jackets, a good quality tow rope, a cooler for the beach, or even towards fuelling your future water adventures. 

But isn't a used jet ski more likely to have problems? Not necessarily. Sure, there's always a risk when buying used, whether it's a car, a phone, or a jet ski. However, a well-maintained used jet ski can give you the same reliable performance as a new one, but for a fraction of the cost. And when we say well-maintained, we mean a jet ski that has been serviced regularly, stored correctly, and treated with respect by its previous owner. And of course, if you finance your Jet Ski with us, we can provide you with warranty options, even if you’re getting a used one!  

Another advantage of a used jet ski is the ability to learn and make mistakes without the stress of damaging your brand-new toy. As a beginner, you're bound to make a few mistakes. It's all part of the learning curve. A minor scratch or a dent on a used jet ski will be less heartbreaking than on a pristine new model. 

Now, you must be wondering, how do you make sure a used jet ski is in good condition? The trick is in the details. When buying a used jet ski, be meticulous. Ask about the service history, check for any signs of damage or corrosion, look for leaks, listen to the engine, and most importantly, take it for a test ride. If possible, get a professional mechanic to inspect it. Remember, due diligence will go a long way towards ensuring your used jet ski is a sweet ride, not a lemon. For more guidance, refer to our Used Jet Ski Buyers’ Guide – 8 Top Tips to Buy Used Jet Ski. 

So, before you get swept up in the dazzle of a brand new jet ski, consider the used market. With a little bit of patience and careful inspection, you might find a gently used jet ski that suits your needs perfectly and leaves some extra cash in your pocket. 

Mistake #2: Skipping the Test Ride 

It's easy to get caught up in the excitement of buying a jet ski. You see a model that catches your eye: perfect colour, great price, solid engine. You're ready to slap down your hard-earned money and hit the waves. But wait, haven't you forgotten something crucial? How does the jet ski perform on the water? Just like you wouldn't buy a car without a test drive, you shouldn't buy a jet ski without a test ride. 

Here's the thing: a jet ski is not just a vehicle; it's an experience. How it handles on the water - the acceleration, the turning radius, the balance, the comfort of the seat - these are things you can't gauge by just looking at it or revving the engine at the dock. 

Imagine bringing home a jet ski that looked great but turns out to be uncomfortable to ride. Or worse, finding out that the 'great condition' engine stutters and stalls once you're out on the open water. Now, that's a sure-fire way to turn your wave-running dream into a nightmare. 

When you test ride a jet ski, pay attention to how it feels. Is it comfortable? Does it respond well to your commands? Does it turn smoothly? How quickly does it accelerate, and how effectively can it stop? Remember, you're going to be spending a lot of time on your jet ski, so comfort and handling are just as important as speed and power. 

Don't forget to listen to the jet ski during your test ride. Strange noises could indicate problems. Keep an ear out for any rattling, grinding, or knocking sounds from the engine. Smoke and unpleasant smells are also a bad sign. These might indicate deeper mechanical issues that could lead to hefty repair bills down the line. 

Furthermore, the test ride is also an excellent opportunity to assess the jet ski's stability. Does it feel stable when you're riding solo? What about with a passenger? If you plan to use your jet ski for towing, such as pulling a wakeboard or inflatable tubes, make sure it has enough power and stability to handle the extra load. 

 Let's not forget about safety. During your test ride, check the condition of the handlebars, footwells, and other elements related to control and stability. Ensure the safety lanyard and kill switch are functioning correctly. After all, the last thing you want is a jet ski that compromises your safety. 

 So, before you take the plunge and buy that shiny jet ski, make sure you take it for a spin first. You wouldn't buy a pair of shoes without trying them on, right? The same principle applies to jet skis. A test ride could be the difference between buying a dream machine or a costly mistake. 


Mistake #3: Neglecting the Engine Inspection 


You wouldn’t buy a car without peeking under the hood, right? The same rule applies when you're in the market for a jet ski. While the sleek design, glossy paintwork, and sporty look of a jet ski might be enticing, the true heart of the machine lies in its engine. Ignore this critical component, and you might find your water adventures cut short. 

A jet ski's engine is its most complex—and usually its most expensive—component. When it runs smoothly, you're good to go. But if there are hidden issues, they can quickly turn into costly repairs or, worse, a complete engine replacement. That's why you should never underestimate the importance of a thorough engine check when buying a jet ski. 

But what does an engine check entail, especially if you're not a mechanical whiz? It’s about looking, listening, and asking the right questions. 

First, look at the engine. Is it clean and free of oil leaks? Are there any visible signs of corrosion or damage? Corrosion can be a red flag, especially if the jet ski was used in saltwater and not adequately rinsed and maintained. 

Next, listen to the engine. Start it up and listen for any unusual noises. A healthy engine should run smoothly, without any strange sounds like knocks, pings, or excessive rattling.  

Thirdly, don't hesitate to ask questions. Inquire about the jet ski's maintenance history. Regular engine maintenance is crucial for the longevity of a jet ski. Has the oil been changed regularly? What about spark plugs and filters? Has the jet ski had any major engine repairs in the past? A responsible owner should have a record of maintenance and repairs. 

If you're not confident in your ability to assess an engine's condition, consider bringing along a trusted mechanic or someone knowledgeable about jet skis. Having an expert at your side can provide peace of mind and ensure that you're making an informed decision. After all, an engine is a significant component of your jet ski and can be costly to repair or replace if things go wrong. 

 Don't let the excitement of buying a jet ski cloud your judgement. Always remember to check under the hood. A thorough engine inspection can save you from headaches down the line and help ensure many enjoyable hours on the water. 


Mistake #4: Overlooking Maintenance and Operating Costs 

Sure, the idea of owning a jet ski sounds like non-stop fun – and it is! But with great fun comes great responsibility. A key part of that responsibility is understanding the true cost of owning a jet ski. Many people focus solely on the purchase price and forget about the ongoing costs, which can add up quickly if you're not prepared. 

 So, what are these costs? Let's break them down. 

 Fuel: Jet skis love to drink fuel, especially the high-performance models. Every time you hit the water, you're going to be using gas, and it can add up over time. You'll also need to factor in the type of fuel your jet ski requires – some models need premium fuel, which costs more. 

Insurance: Insurance is a must for your jet ski. It protects you from liability if you're involved in an accident and helps cover the cost of repairs if your jet ski is damaged. The cost of insurance will depend on several factors, including the type and model of your jet ski, your experience, and where you'll be using it. 

Maintenance: Regular maintenance is crucial to keep your jet ski running smoothly and safely. This includes routine tasks like changing the oil, replacing spark plugs, and cleaning and flushing the jet ski, especially if you ride in saltwater. Some maintenance tasks you can do yourself, but others may require professional service. 

 Storage: Unless you live right on the water, you'll likely need a place to store your jet ski. In warmer climates, outdoor storage might be okay, but in cooler areas, you may need to consider indoor or heated storage to protect your jet ski from the elements. 

 Transportation: Unless you're one of the lucky few who live directly on the water, you'll need a way to transport your jet ski. This means investing in a trailer, and don't forget the costs associated with a towing vehicle, if you don't already have one. 

 Accessories and Safety Equipment: Don't forget about the extras you'll need, like life jackets, fire extinguishers, a whistle or horn, flares, and a first aid kit. You might also want to invest in additional equipment like a cover for your jet ski, a lock for your trailer, or even fun stuff like wakeboards or inflatable tubes for towing. 

 All these ongoing costs might seem daunting, but with proper planning, they can be managed effectively. The key is to budget for these expenses from the beginning, so you're not caught off guard later. 

 Remember, owning a jet ski is not just about the initial purchase; it's about the journey. That journey includes regular care and feeding of your water steed to ensure it can provide you with many seasons of enjoyment. It's a worthwhile investment, as long as you're aware of the full picture of jet ski ownership. 


Mistake #5: Not Considering Your Needs 


So, you've been bitten by the jet ski bug. That's great, welcome to the club! But hold your horses – or rather, your seahorses. Before you rush out and buy the first jet ski you lay eyes on, let's talk about a crucial step many eager buyers skip: Identifying your specific needs. This might seem like an obvious step, but it's surprising how many people overlook this in their rush of excitement. 

 The jet ski market is full of different models, each with their unique features and capabilities. There are sporty models built for speed and agility, larger, more stable models for relaxed cruising, and jet skis designed specifically for towing and water sports. 

 So where should you start? The key is to identify what you want from your jet ski. 

 Purpose: Ask yourself why you want a jet ski. Is it for high-speed, adrenaline-pumping action? A leisurely cruise on the lake? Perhaps you're into wakeboarding or tubing, or maybe you're looking for a fun way to spend time with the family. Once you identify the primary purpose, it becomes easier to focus on models that meet your needs. 

 Capacity: Who will be riding the jet ski? Is it just for you, or do you plan on bringing along a partner, kids, or friends? If you foresee solo rides, a one-seater will do. But if you want to share the fun, consider a two or three-seater. Remember, more seats mean a larger, heavier jet ski, which can affect speed and maneuverability. 

 Experience Level: Are you a beginner, intermediate, or advanced rider? Your experience level can play a crucial role in choosing the right jet ski. High-performance models can be a handful for beginners, while a seasoned rider might find a beginner model lacking in power and features. 

 Budget: Don't forget to factor in your budget. While it's tempting to go for the top-of-the-range model with all the bells and whistles, it might not be necessary for your needs. Plus, you have to consider ongoing costs like maintenance, insurance, fuel, and storage. A more modest model might serve your needs without breaking the bank. 

 Frequency of Use: How often will you be using the jet ski? If you live by the water and plan to use it regularly, it might be worth investing in a higher-end model. But if your jet ski outings will be occasional, a basic model could be a more cost-effective choice. 

 Environmental Consideration: Where will you be using your jet ski? Ocean, lake, or river? Each environment might call for different types of jet skis. For instance, a jet ski used in salt water needs to be corrosion resistant, while one used primarily in a calm lake doesn't need to be as robust. 

 Consider all these factors, and you'll be well on your way to finding the perfect jet ski that suits your needs. It’s not about having the fastest or flashiest model; it's about having the one that brings you the most joy every time you hit the water. 


Mistake #6: Neglecting the Research Phase 

We get it; you're excited. The thought of hitting the waves on your very own jet ski is tantalising. But wait! Don't let your excitement lead you down a path of hasty decisions. One of the biggest mistakes prospective jet ski owners make is neglecting the research phase. Let's be real: Buying a jet ski isn't like buying a new pair of sunglasses. It's a significant investment, and it requires a fair amount of groundwork to ensure you get the right machine for you. 

 You might be wondering, "What does this research involve?" Good question! Here are some areas you should delve into: 

 Know the Market: Familiarise yourself with the different types of jet skis available, their features, and their costs. Look at both new and used models. Check out different brands. Some brands might be known for their speed, others for their stability, and others for their excellent value for money. 

 Read Reviews: Look for reviews of the models you're interested in. These can provide real-world insights that you won't get from the manufacturer's description. Reviews can give you a good idea of a jet ski's reliability, performance, comfort, and more. 

 Understand the Costs: As we've mentioned earlier, the cost of owning a jet ski goes beyond the initial purchase price. Research the costs of insurance, maintenance, storage, and accessories for the jet ski models you're considering. 


Dealer Reputation: If you're buying from a dealer, research their reputation. Look for reviews and ask for recommendations. A reputable dealer will provide good after-sales service and won't vanish the moment you encounter a problem with your jet ski. 

 Learn the Lingo: Do you know your horsepower from your hull design? What about displacement, draft, or dry weight? Understanding these terms will help you make sense of jet ski specifications and help you compare different models. 

 Ask Questions: Don't be shy to ask questions, whether it's a private seller or a dealer. A good seller will be patient and happy to share information. If they're vague or avoid answering, consider it a red flag. 

 Check Out Jet Ski Communities: Join forums and social media groups for jet ski enthusiasts. These can be goldmines of information, from tips on choosing a jet ski to advice on maintenance and riding. 

 Investing time in research before buying a jet ski can save you from regret later. You wouldn't want to spend a sizable amount of money only to realize later that the jet ski doesn't meet your needs, has hidden problems, or costs more to maintain than you anticipated. 

 Remember, the more you know, the better decisions you'll make. So slow down, take your time, and soak up as much knowledge as you can. It might delay your purchase a little, but it's worth it in the long run. 




There you have it, future jet ski owners! Buying a jet ski is a thrilling prospect, but it's important not to let the excitement overshadow the practicalities. Remember, a good buying decision is an informed one. Avoid common mistakes by considering whether a used model might suit your needs, always taking a test ride, inspecting the engine thoroughly, factoring in all operating costs, carefully assessing your needs, and never neglecting the all-important research phase. 

 Navigating through the sea of options can be overwhelming, but with these tips, you're well-equipped to make the best decision. And remember, it's not a race. Take your time to ensure the jet ski you bring home is the one that will bring you joy for many seasons to come. 

 Now, once you've found your dream jet ski, you may need a little financial assistance to make it yours. That's where we come in. At Ausloans Finance Group, we're experts in jet ski loans. We understand your passion for hitting the waves, and we're here to help make it a reality. 

 Don't let financial constraints stand between you and your wave-riding dreams. Reach out to us today, and let's discuss how we can assist you in owning your very own jet ski. With our help, you could be carving through the waves sooner than you think! Get pre-approved before you go shopping! 



Subscribe by Email

No Comments Yet

Let us know what you think