Blog
Loans

Auto Financing For Personal or Business Use

Ausloans Australias premier online car broker. We make auto financing easy

 

 

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy

 

 

Caravan Loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy

 

 

Commercial loans

Caravan and Camper Trailer Finance

Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance   easy

 

 

Fuel your business growth 

Harness the power of Australia's largest independent finance aggregator.  Access multiple lenders and get all the tools and support you need  to grow your business.

 

Menu
Blog
Loans
Motor-commercial-equipment-finance-02

Commercial Equipment Lease

Easy Asset Leasing for Business

Commercial Equipment Leasing

Asset Leasing for Business 

An asset lease is a commercial finance product that allows businesses and individuals to use plant and equipment including business vehicles without owning them. In an asset lease arrangement, the financier buys the asset and then leases it to you for a set term, these terms range from 1-5 years and include a residual payment. An asset lease is an attractive tax-effective solution that can allow you the potential to claim your entire monthly lease payment as a tax deduction.

Read Full Case Study →

Benefits:

  • Fully maintained leases
  • Fixed monthly repayments
  • No deposit
  • Tax effective
  • Simplified approvals

Estimate Your Car Lease Repayments 

Use our lease loan calculator to get an estimate of what it may cost you to drive away today. Then check your finance power with our fast online application.

How to use Ausloans Lease Loan calculator? 

Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount if you would like to contribute with a deposit for your loan. A deposit is not required but recommended.  

Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, commercial equipment interest rates start at 6.69% p.a*. However, consider this is available for excellent credit profiles. 

Balloon Payment: A balloon payment allows you to reduce your repayments during the camper trailer loan term by making a one-off lump sum payment at the end of your loan.  

Lease Loan Calculator

Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges.

car finance calculator bg

We Make Equipment Leasing Easy

We Find You The Best Commercial Equipment Leasing Rate For your Credit Profile

 

laptop

Easy Online Application

Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.

rocket

Fast Qualification

Don't wait days to get an answer. With Ausloans personalised customer service  we can tell you if you qualify within minutes of accepting our call.

bank

Multiple Loan Choices

Receive best rate equipment loan offers from multiple lenders and choose the deal which best suits you. 

score

Credit Score Protection

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score

percentage

Great Low Rates

Our massive lending panel allows us to find you the best equipment finance rates in the country

human

Personalised Service 

Our team of more than 150 asset finance brokers work with you until your car loan is settled.

Must-Read Car Finance Advice

OUR MOST POPULAR AUTO FINANCING ARTICLES

MicrosoftTeams-image (27)

Equipment Leasing Made Easy 

Avoid the runaround and get real rate commercial leasing offers from multiple lenders in minutes

Get real equipment leasing rate offers 

Are you considering leasing a vehicle, plant, or equipment for your business? Avoid the runaround and get real rate leasing offers from multiple lenders in minutes. At Ausloans we do more than compare lender rates, we use your credit profile to instantly match you with real lenders, from our extensive commercial lender panel. These are lenders with real offers keen to finance the equipment lease you need to scale your business.

How does a commercial lease work? 

Commercial leasing is much easier than you think..  Here's how leasing works. Once you find the equipment you want, we will find you the best rate lease lender for your profile. The lender will then purchase the equipment on your behalf, and then lease it back to you at an agreed, fixed monthly rate for the term of the lease. When the lease finishes you can either purchase the asset by paying the residual left owing on the equipment or alternatively enter a new lease agreement or trade up.  

Car Lease Tips For Fast Finance Approval

Here are 4 tips to help you secure the commercial lease agreement you need. 

Be honest about your finances

When you apply for a lease lenders conduct thorough credit checks across multiple databases and transaction records. Establish credibility and good character by being honest with your answers. To assist you lenders need to know your history and unexpected surprises can damage your chances of success. 

Tax Records

One of the key requirements of commercial lease qualification is lease serviceability. To lease an asset you will need to provide evidence of your income. For businesses, this means you will need to provide an ABN and a minimum of 6 months of BAS statements. 

Banking conduct

Your banking conduct is important. Try to avoid draining your business bank account of all available funds  Lenders like to see that your business has the cash flow to service the lease agreement.   

No deposit required

A deposit is not required for obtaining a commercial lease. 

AUS_broker-hub_car_B2C-rate_01

FAQs

Popular Questions and Answers

MicrosoftTeams-image (26)

NEED FINANCE 

FAST EASY FINANCE