New and Used Boat Finance
If you are looking to finance a boat then a secured boat loan is the best choice for both personal and business marine finance. With a secured loan or boat Chattel Mortgage, the lender will use your new boat as security over the loan. Because the loan is tied to the asset, the bot, secured boat loans come with a lower rate than unsecured boat loans allowing you to save on interest and pay an overall lower total loan cost. Additionally, rates are fixed not variable making it easier to budget for your repayments, If your boat is going to be used for business more than 50% of the time we recommend looking at a secured business loan commonly called a chattel mortgage.Need to learn more | Jet Ski Buyers' Guide →
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount if you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, boat's interest rates start at 5.99% p.a*. However, consider this is available for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the boat loan term by making a one-off lump sum payment at the end of your loan.
Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges.
Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.
Don't wait days to get an answer. With Ausloans personalised customer service we can tell you if you qualify within minutes of accepting our call.
Receive best rate boat loan offers from multiple lenders and choose the deal which best suits you.
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
Our massive lending panel allows us to find you the best boat finance rates in the country
Our team of more than 150 asset finance brokers work with you until your boat loan is settled.