New And Used Truck Finance
A personal loan for a truck is best described as an unsecured truck loan. Unlike secured truck loans, truck personal loans are not tied to the asset. Instead, lenders determine your eligibility based on your credit score or overall creditworthiness. However, because the loan is not tied to the asset and lenders are accepting more risk. The amount lenders are prepared to lend you may be lower and rates offered are usually higher, making the total cost of the loan higher than a secured truck loan.
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount if you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, the truck's interest rates start at 6.99% p.a*. However, consider this is available for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the truck loan term by making a one-off lump sum payment at the end of your loan.
Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges.
Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.
Don't wait days to get an answer. With Ausloans personalised customer service we can tell you if you qualify within minutes of accepting our call.
Receive best rate truck loan offers from multiple lenders and choose the deal which best suits you.
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
Our massive lending panel allows us to find you the best truck finance rates in the country
Our team of more than 150 asset finance brokers work with you until your truck loan is settled.